Green Belt Bank & Trust: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 34.64 percentage points in Q2 2026, from 603.94% to 569.30%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Green Belt Bank & Trust is 49th of 225 on return on assets, 1.74% as of Q2 2026, above the middle of the field. Green Belt Bank & Trust reported 1.74% on return on assets for Q2 2026, 0.49 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.13% |
| Tier 1 risk-based capital ratio | 10.13% |
| Total risk-based capital ratio | 11.38% |
| Tier 1 leverage ratio | 9.18% |
| Equity capital to assets | 9.32% |
| Tangible equity to tangible assets | 8.95% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.25% |
| Non-performing assets ratio | 0.21% |
| Net charge-off ratio | -0.07% |
| Texas ratio | 2.13% |
| Allowance for credit losses to loans | 1.40% |
| Reserve coverage of non-performing loans | 569.30% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.74% |
| Return on equity | 19.01% |
| Net interest margin | 3.42% |
| Efficiency ratio | 52.26% |
| Yield on earning assets | 5.76% |
| Cost of funds | 2.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.20% |
| Core deposits to total deposits | 83.91% |
| Brokered deposits to total deposits | 0.62% |
| Deposits to assets | 89.18% |
| Securities to assets | 7.44% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.36% | 10.36% | 11.61% | 9.24% | 1.28% |
| Q4 2023 | 9.62% | 9.62% | 10.87% | 8.91% | 0.54% |
| Q1 2024 | 9.77% | 9.77% | 11.02% | 8.86% | 1.06% |
| Q2 2024 | 9.80% | 9.80% | 11.05% | 8.96% | 1.17% |
| Q3 2024 | 9.91% | 9.91% | 11.17% | 9.15% | 1.27% |
| Q4 2024 | 9.45% | 9.45% | 10.70% | 8.94% | 0.88% |
| Q1 2025 | 9.54% | 9.54% | 10.79% | 8.84% | 1.40% |
| Q2 2025 | 9.89% | 9.89% | 11.14% | 8.99% | 1.61% |
| Q3 2025 | 10.23% | 10.23% | 11.48% | 9.17% | 1.72% |
| Q4 2025 | 9.77% | 9.77% | 11.02% | 8.98% | 0.94% |
| Q1 2026 | 9.85% | 9.85% | 11.10% | 9.07% | 1.71% |
| Q2 2026 | 10.13% | 10.13% | 11.38% | 9.18% | 1.74% |
Green Belt Bank & Trust vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Green Belt Bank & Trust, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Green Belt Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26760) · FFIEC NIC profile (RSSD 803649)