Green Belt Bank & Trust: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 4.18 percentage points in Q2 2026, from 166.59% to 162.41%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Green Belt Bank & Trust is 53rd of 225 on loan-to-deposit ratio, 94.20% as of Q2 2026, above the middle of the field. Green Belt Bank & Trust reported 94.20% on loan-to-deposit ratio for Q2 2026, 13.36 points above the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $637.4M |
| Net loans and leases | $628.4M |
| Loans held for sale | $1.4M |
| Loans to total assets | 84.01% |
| Loan-to-deposit ratio | 94.20% |
| Net loans to equity capital | 8.89% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 19.37% |
| Multifamily (5+ residential) | 3.63% |
| Commercial and industrial | 10.66% |
| Consumer | 1.30% |
| Credit cards | 0.00% |
| Farm | 31.57% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.28% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 162.41% |
| Construction concentration (Tier 1 capital + allowance) | 19.75% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.15% |
| Interest income on loans | $9.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $545.1M | $586.1M | 21.36% | 8.73% | 1.13% |
| Q4 2023 | $571.2M | $595.2M | 20.89% | 8.66% | 1.08% |
| Q1 2024 | $573.8M | $605.2M | 20.83% | 7.99% | 1.15% |
| Q2 2024 | $571.4M | $592.8M | 22.51% | 8.42% | 1.25% |
| Q3 2024 | $577.6M | $599.0M | 22.32% | 8.62% | 1.21% |
| Q4 2024 | $607.2M | $625.9M | 22.21% | 9.30% | 1.15% |
| Q1 2025 | $615.2M | $650.2M | 21.74% | 8.91% | 1.17% |
| Q2 2025 | $610.8M | $634.5M | 21.33% | 9.26% | 1.25% |
| Q3 2025 | $598.1M | $654.9M | 21.17% | 9.99% | 1.34% |
| Q4 2025 | $631.9M | $659.0M | 20.12% | 10.13% | 1.25% |
| Q1 2026 | $636.9M | $690.7M | 19.74% | 10.31% | 1.32% |
| Q2 2026 | $637.4M | $676.6M | 19.37% | 10.66% | 1.30% |
Green Belt Bank & Trust loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Green Belt Bank & Trust, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Green Belt Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26760) · FFIEC NIC profile (RSSD 803649)