Green Belt Bank & Trust: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.13 percentage points from Q1 2026 to Q2 2026, ending at 3.42% against 3.29%. It was the largest change among the key lines on this page. Within Iowa, Green Belt Bank & Trust is 148th of 225 on net interest margin, 3.42% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Green Belt Bank & Trust sits 0.53 points lower, at 3.42% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.76% |
| Yield on loans | 6.15% |
| Yield on securities | 2.57% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.51% |
| Cost of interest-bearing deposits | 2.70% |
| Cost of interest-bearing liabilities | 2.71% |
| Cost of borrowings | 3.54% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.42% |
| Yield to cost spread | 3.05% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $9.9M |
| Total interest expense | $4.3M |
| Interest expense on deposits | $4.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.04% | 2.19% | 2.97% | 5.48% | 1.41% |
| Q4 2023 | 5.17% | 2.51% | 2.79% | 5.59% | 1.51% |
| Q1 2024 | 5.25% | 2.62% | 2.77% | 5.68% | 1.52% |
| Q2 2024 | 5.49% | 2.77% | 2.87% | 5.91% | 1.49% |
| Q3 2024 | 5.61% | 2.86% | 2.92% | 6.03% | 1.44% |
| Q4 2024 | 5.62% | 2.76% | 3.01% | 6.04% | 1.49% |
| Q1 2025 | 5.52% | 2.63% | 3.04% | 5.92% | 1.59% |
| Q2 2025 | 5.73% | 2.63% | 3.25% | 6.14% | 1.78% |
| Q3 2025 | 5.73% | 2.66% | 3.24% | 6.18% | 1.93% |
| Q4 2025 | 5.66% | 2.61% | 3.22% | 6.14% | 2.15% |
| Q1 2026 | 5.64% | 2.51% | 3.29% | 6.06% | 2.34% |
| Q2 2026 | 5.76% | 2.51% | 3.42% | 6.15% | 2.57% |
Green Belt Bank & Trust yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Green Belt Bank & Trust, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Green Belt Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26760) · FFIEC NIC profile (RSSD 803649)