DMB Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks DMB Community Bank of Madison, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.25% | -0.67% | 14th bottom |
| ROAE | 5.50% | 12.22% | -6.72% | 15th bottom |
| Net Interest Margin | 1.93% | 3.95% | -2.02% | 1st bottom |
| Efficiency Ratio | 65.56% | 63.71% | +1.85% | 37th below |
| PPNR / Avg Assets | 0.69% | — | — | 11th bottom |
| Yield on Earning Assets | 4.74% | 5.67% | -0.93% | 14th bottom |
| Cost of Funds | 3.10% | 1.87% | +1.23% | 4th bottom |
| Net Interest Spread | 1.40% | — | — | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 93rd top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 73rd above |
| ACL / Total Loans | 1.15% | — | — | 45th below |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.15% | 17.18% | -1.03% | 58th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.15% | 17.21% | -1.06% | 58th above |
| Total Capital Ratio | 17.40% | — | — | 59th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.98% | 11.75% | -0.77% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.63% | 10.98% | -0.35% | 54th above |
| TCE / Tangible Assets | 10.63% | — | — | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 113.76% | 80.44% | +33.32% | 2nd bottom |
| Core Deposit Ratio | 74.31% | 86.95% | -12.64% | 8th bottom |
| Wholesale Funding Ratio | 18.44% | — | — | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.54% | — | — | 35th below |
| Loan Growth (Y/Y) | 5.13% | — | — | 48th below |
| Deposit Growth (Y/Y) | 3.04% | — | — | 42nd below |
See DMB Community Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock DMB Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full DMB Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the DMB Community Bank peer analysis.