DMB Community Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Core deposits to total deposits climbed 9.35 percentage points in Q2 2026, from 64.96% to 74.31%. It was the largest change from Q1 2026 among the key lines here. On return on assets, DMB Community Bank is 13th from the bottom among 153 Wisconsin banks, 0.58% (Q2 2026). DMB Community Bank's return on assets of 0.58% is well below the 1.26% median for banks in the $100M-1B asset tier, a gap of 0.68 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.15% |
| Tier 1 risk-based capital ratio | 16.15% |
| Total risk-based capital ratio | 17.40% |
| Tier 1 leverage ratio | 10.98% |
| Equity capital to assets | 10.63% |
| Tangible equity to tangible assets | 10.63% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.15% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.58% |
| Return on equity | 5.50% |
| Net interest margin | 1.93% |
| Efficiency ratio | 65.56% |
| Yield on earning assets | 4.74% |
| Cost of funds | 3.10% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 113.76% |
| Core deposits to total deposits | 74.31% |
| Brokered deposits to total deposits | 15.93% |
| Deposits to assets | 69.89% |
| Securities to assets | 16.08% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.64% | 15.64% | 16.89% | 11.27% | -0.03% |
| Q4 2023 | 15.08% | 15.08% | 16.33% | 10.66% | -0.74% |
| Q1 2024 | 15.17% | 15.17% | 16.42% | 10.50% | 0.04% |
| Q2 2024 | 15.61% | 15.61% | 16.86% | 10.50% | -0.02% |
| Q3 2024 | 15.78% | 15.78% | 17.03% | 10.85% | -0.01% |
| Q4 2024 | 16.10% | 16.10% | 17.35% | 10.98% | 0.00% |
| Q1 2025 | 16.35% | 16.35% | 17.60% | 11.18% | 0.16% |
| Q2 2025 | 16.99% | 16.99% | 18.24% | 11.01% | 0.30% |
| Q3 2025 | 16.68% | 16.68% | 17.93% | 10.95% | 0.37% |
| Q4 2025 | 16.03% | 16.03% | 17.28% | 10.95% | 0.56% |
| Q1 2026 | 15.91% | 15.91% | 17.16% | 10.72% | 0.54% |
| Q2 2026 | 16.15% | 16.15% | 17.40% | 10.98% | 0.58% |
DMB Community Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock DMB Community Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full DMB Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14769) · FFIEC NIC profile (RSSD 56548)