Durden Banking Company, Incorporated: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Durden Banking Company, Incorporated of Twin City, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.63% | 1.34% | +2.29% | 98th top |
| ROAE | 23.93% | 13.31% | +10.62% | 94th top |
| Net Interest Margin | 5.96% | 3.93% | +2.03% | 99th top |
| Efficiency Ratio | 43.95% | 61.14% | -17.19% | 90th top |
| PPNR / Avg Assets | 3.71% | 1.68% | +2.03% | 98th top |
| Yield on Earning Assets | 6.70% | 5.67% | +1.03% | 91st top |
| Cost of Funds | 0.86% | 1.88% | -1.02% | 94th top |
| Net Interest Spread | 5.49% | 3.32% | +2.17% | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 77th top |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 72nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 23rd bottom |
| ACL / Total Loans | 1.76% | 1.28% | +0.48% | 89th top |
| ACL / NPLs (Coverage) | 2819.61% | 1538.27% | +1281.34% | — |
| Texas Ratio | 0.78% | 7.33% | -6.55% | 76th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 333.33% | 1395.96% | -1062.63% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.55% | 19.50% | +2.05% | 81st top |
| Tier 1 Ratio | 21.55% | 19.53% | +2.02% | 81st top |
| Total Capital Ratio | 22.80% | 20.62% | +2.18% | 82nd top |
| Leverage Ratio | 16.24% | 12.14% | +4.10% | 91st top |
| Equity / Assets | 15.40% | 11.37% | +4.03% | 90th top |
| TCE / Tangible Assets | 15.40% | 11.09% | +4.31% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.16% | 80.63% | +16.53% | 15th bottom |
| Core Deposit Ratio | 92.10% | 86.86% | +5.24% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.57% | 6.85% | -6.28% | 23rd bottom |
| Loan Growth (Y/Y) | 16.55% | 7.90% | +8.65% | 88th top |
| Deposit Growth (Y/Y) | -1.19% | 6.29% | -7.48% | 17th bottom |
See Durden Banking Company, Incorporated's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Durden Banking Company, Incorporated, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Durden Banking Company, Incorporated profile, how to read a UBPR, or how this data updates.