Eagle Bank and Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 1.23 percentage points higher than in Q1 2026, at 58.60%. On loan-to-deposit ratio, Eagle Bank and Trust Company is 5th from the bottom among 78 Arkansas banks, 52.24% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Eagle Bank and Trust Company sits 28.60 points lower, at 52.24% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $24.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $256.0M |
| Fed funds sold and reverse repos | $10.7M |
| Fed funds sold and reverse repos to assets | 2.11% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.24% |
| Net loans and leases to deposits | 51.60% |
| Loans and leases to core deposits | 58.60% |
| Core deposits to total deposits | 89.15% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 41.82% | 94.17% | $0 | $0 |
| Q4 2023 | 40.68% | 93.63% | $0 | $0 |
| Q1 2024 | 44.68% | 93.08% | $0 | $0 |
| Q2 2024 | 45.82% | 91.91% | $0 | $0 |
| Q3 2024 | 46.96% | 91.74% | $0 | $0 |
| Q4 2024 | 45.90% | 92.01% | $0 | $0 |
| Q1 2025 | 45.84% | 91.98% | $0 | $0 |
| Q2 2025 | 48.64% | 92.69% | $0 | $0 |
| Q3 2025 | 51.17% | 91.96% | $0 | $0 |
| Q4 2025 | 49.77% | 91.06% | $0 | $0 |
| Q1 2026 | 51.71% | 90.14% | $0 | $0 |
| Q2 2026 | 52.24% | 89.15% | $0 | $0 |
Eagle Bank and Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Eagle Bank and Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eagle Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3873) · FFIEC NIC profile (RSSD 453446)