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Echelon Bank: Loan Modifications and Restructuring

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Data as of · Call Report Schedules RC-C Memoranda and RC-N How we update

Echelon Bank reported all 8 line items on this page on its Q3 2026 filing. Modified loans and leases was $0 in Q3 2026. That is 0.0% of its total assets.

What the loan modifications and restructuring page covers and where each line comes from.

Echelon Bank reported little change from Q2 2026 to Q3 2026. Allowance for credit losses to loans showed the biggest shift, 1.11% to 1.10%.

Modified loans

Modified loans for Echelon Bank, Q3 2026
Line item Q3 2026
Modified loans and leases $0
Modified loans to total loans 0.00%
Nonperforming assets excluding restructured loans, to assets 0.00%

Source: Call Report Schedules RC-C Memoranda and RC-N. Open the filed call report for Q3 2026 on the FFIEC CDR.

Read against the nonperforming book

Read against the nonperforming book for Echelon Bank, Q3 2026
Line item Q3 2026
Nonperforming loans to total loans 0.00%
Nonaccrual loans to loans 0.00%
Loans 90+ days past due to loans 0.00%
Net charge-off ratio 0.00%
Allowance for credit losses to loans 1.10%

Shown side by side so the modified share can be compared with recognized nonperforming loans and with what has already been charged off.

Source: Call Report Schedules RC-C Memoranda and RC-N. Open the filed call report for Q3 2026 on the FFIEC CDR.

Loan Modifications and Restructuring trend

Last 2 quarters as filed. Every value plotted here also appears in the tables above.

Modified loans vs nonperforming loans CSV: Pro

A modified share rising while the nonperforming share stays flat is the pattern worth investigating.

Loan Modifications and Restructuring by quarter

Values plotted above, Echelon Bank, oldest first
Quarter Modified loansNonperforming loansNet charge-offs
Q2 2026 0.00% 0.00% 0.00%
Q3 2026 0.00% 0.00% 0.00%

Echelon Bank loan modifications and restructuring, quarter by quarter

Loan Modifications and Restructuring since Q3 2021 · peer percentiles on every line item · watchlist alerts

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Source: Call Report Schedules RC-C Memoranda and RC-N, Q3 2026. How these pages are built. See the full Echelon Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 59377) · FFIEC NIC profile (RSSD 6062484)