Enterprise Bank of South Carolina: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.65 percentage points in Q2 2026, from 66.96% to 68.61%. It was the largest change from Q1 2026 among the key lines here. Within South Carolina, Enterprise Bank of South Carolina is 34th of 44 on loan-to-deposit ratio, 62.23% as of Q2 2026, below the middle of the field. Enterprise Bank of South Carolina reported 62.23% on loan-to-deposit ratio for Q2 2026, 18.61 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $207.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.23% |
| Net loans and leases to deposits | 61.79% |
| Loans and leases to core deposits | 68.61% |
| Core deposits to total deposits | 90.69% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 56.74% | 93.87% | $0 | $10.0M |
| Q4 2023 | 58.62% | 93.52% | $0 | $0 |
| Q1 2024 | 58.42% | 93.47% | $0 | $0 |
| Q2 2024 | 57.49% | 92.45% | $0 | $1.0M |
| Q3 2024 | 57.12% | 92.08% | $0 | $0 |
| Q4 2024 | 54.23% | 92.37% | $0 | $0 |
| Q1 2025 | 53.52% | 92.14% | $0 | $0 |
| Q2 2025 | 56.42% | 91.56% | $0 | $0 |
| Q3 2025 | 59.24% | 91.20% | $0 | $0 |
| Q4 2025 | 60.62% | 91.20% | $0 | $0 |
| Q1 2026 | 61.20% | 91.40% | $0 | $0 |
| Q2 2026 | 62.23% | 90.69% | $0 | $0 |
Enterprise Bank of South Carolina liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Enterprise Bank of South Carolina, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Enterprise Bank of South Carolina profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11539) · FFIEC NIC profile (RSSD 457426)