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Farmers Bank: Peer Group Comparison

Peer strength score 59/100
Peer group Banks with $100M to $1B in assets
Peers compared 2672
Quartile spread 6 top · 7 above · 6 below · 4 bottom
Leverage Ratio · 90thCore Deposit Ratio · 84thEquity / Assets · 83rd ACL / Total Loans · 8thProvision / NCO · 13thDeposit Growth (Y/Y) · 18th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Farmers Bank of Greenwood, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA Behind the peer average, ahead of the median peer. 1.30% 1.34% -0.04% 53rd above
ROAE 9.50% 13.32% -3.82% 33rd below
Net Interest Margin 4.20% 3.93% +0.27% 64th above
Efficiency Ratio 67.03% 61.14% +5.89% 35th below
PPNR / Avg Assets 1.49% 1.68% -0.19% 44th below
Yield on Earning Assets 5.39% 5.67% -0.28% 40th below
Cost of Funds 1.26% 1.88% -0.62% 82nd top
Net Interest Spread 3.68% 3.32% +0.36% 69th above

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 0.17% 0.94% -0.77% 66th above
NPA / Total Assets 0.10% 0.70% -0.60% 70th above
NCO / Avg Loans Ahead of the peer average, behind the median peer. 0.01% 0.16% -0.15% 37th below
ACL / Total Loans 0.73% 1.28% -0.55% 8th bottom
ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. 425.80% 1539.01% -1113.21% 67th above
Texas Ratio 1.39% 7.33% -5.94% 68th above
Provision / NCO 0.00% 1396.08% -1396.08% 13th bottom

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
Leverage Ratio 16.23% 12.14% +4.09% 90th top
Equity / Assets 13.74% 11.37% +2.37% 83rd top
TCE / Tangible Assets 13.24% 11.09% +2.15% 82nd top

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 66.48% 80.64% -14.16% 75th top
Core Deposit Ratio 94.95% 86.86% +8.09% 84th top

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 0.42% 6.85% -6.43% 22nd bottom
Loan Growth (Y/Y) 5.01% 7.90% -2.89% 48th below
Deposit Growth (Y/Y) -0.96% 6.29% -7.25% 18th bottom

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers Bank profile, how to read a UBPR, or how this data updates.