Farmers & Merchants Savings Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Farmers & Merchants Savings Bank routing number?

The Farmers & Merchants Savings Bank routing number is 073903244. It is the primary ABA routing transit number registered to Farmers & Merchants Savings Bank, headquartered in Manchester, IA. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Farmers & Merchants Savings Bank wire routing number?

This page lists 073903244, the primary routing number registered to Farmers & Merchants Savings Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Farmers & Merchants Savings Bank before sending a wire.

Is ABA number 073903244 the routing number for Farmers & Merchants Savings Bank?

Yes. ABA number 073903244 is the primary routing number registered to Farmers & Merchants Savings Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 073903244?

Routing number 073903244 belongs to Farmers & Merchants Savings Bank, headquartered in Manchester, IA. It is the bank's primary ABA routing number (FDIC certificate 9298).

Routing numbers of similar-size institutions in Iowa

Bank, Spencer, IA

Farmers Trust and Savings Bank: 073918857

Bank, Edgewood, IA

Community Savings Bank: 073914288

Bank, Grundy Center, IA

GNB Bank: 073905064

Bank, Indianola, IA

Peoples Savings Bank: 073922681

Bank, Slater, IA

South Story Bank & Trust: 073922238

Bank, Sioux City, IA

Liberty National Bank: 073922869

Bank, Pella, IA

Marion County State Bank: 073913674

Bank, Washington, IA

Washington State Bank: 073902216

All routing numbers in Iowa