Farmers & Merchants State Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Farmers & Merchants State Bank routing number?

The Farmers & Merchants State Bank routing number is 075907099. It is the primary ABA routing transit number registered to Farmers & Merchants State Bank, headquartered in Waterloo, WI. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Farmers & Merchants State Bank wire routing number?

This page lists 075907099, the primary routing number registered to Farmers & Merchants State Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Farmers & Merchants State Bank before sending a wire.

Is ABA number 075907099 the routing number for Farmers & Merchants State Bank?

Yes. ABA number 075907099 is the primary routing number registered to Farmers & Merchants State Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 075907099?

Routing number 075907099 belongs to Farmers & Merchants State Bank, headquartered in Waterloo, WI. It is the bank's primary ABA routing number (FDIC certificate 13242).

Routing numbers of similar-size institutions in Wisconsin

Credit union, Waterloo, WI

Avestar Credit Union: 275982144

Bank, Cleveland, WI

Cleveland State Bank: 075904856

Bank, New Auburn, WI

Security Bank: 091806242

Bank, Cadott, WI

Compass Bank: 091803889

Bank, Florence, WI

Great North Bank: 091505242

Bank, Wausau, WI

Marathon Bank: 275970020

Bank, Kaukauna, WI

East Wisconsin Savings Bank: 275971029

Bank, Cameron, WI

Community Bank of Cameron: 091804723

All routing numbers in Wisconsin