Branch Network
The Farmers & Merchants State Bank Locations & Branches Archbold, Ohio
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The Farmers & Merchants State Bank operates 39 branches from its headquarters in Archbold, OH, .
The Farmers & Merchants State Bank branch network
Its 39 branches span 3 states and 36 cities. The most are in OHIO (24), INDIANA (13) and MICHIGAN (2). OHIO holds 70.3% of its branch deposits. Fort Wayne, IN has the most of its branches, 3. Its largest office by deposits is the The Farmers & Merchants State Bank office in Archbold, OH, with $491.4M (17.1% of its branch deposits). It had the same number of branches on June 30, 2025.
The Farmers & Merchants State Bank at a glance
Its CET1 capital ratio was 11.84% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $3.49B
- CET1 ratio, Q2 2026
- 11.84%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1897
Full financial profile · Is The Farmers & Merchants State Bank safe? · The Farmers & Merchants State Bank Q3 2026 call report, filed October 23, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Archbold, OH (2 branches) | 1 of 3 | 82.2% | $491.4M |
| State: OH (24 branches) | 24 of 184 | 0.3% | $2.02B |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
The Farmers & Merchants State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Fulton, OH (4 branches) | 1 of 10 | 51.5% | $745.4M | $1.45B |
| Williams, OH (4 branches) | 1 of 5 | 31.9% | $341.3M | $1.07B |
| Adams, IN (4 branches) | 2 of 6 | 23.5% | $231.4M | $983.4M |
| Allen, IN (3 branches) | 11 of 24 | 2.2% | $215.5M | $9.81B |
| Lucas, OH (4 branches) | 10 of 17 | 1.7% | $192.6M | $11.45B |
| Defiance, OH (2 branches) | 3 of 10 | 12.0% | $153.8M | $1.29B |
| Champaign, OH (1 branch) | 3 of 6 | 21.5% | $151.2M | $702.5M |
| Shelby, OH (3 branches) | 4 of 10 | 9.7% | $140.3M | $1.45B |
| Henry, OH (1 branch) | 3 of 7 | 13.6% | $113.6M | $837.1M |
| Wood, OH (2 branches) | 8 of 16 | 3.8% | $110.6M | $2.89B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Toledo, OH (10 branches) | 6 of 25 | 6.2% | $1.05B | $17.01B |
| Decatur, IN (4 branches) | 2 of 6 | 23.5% | $231.4M | $983.4M |
| Fort Wayne, IN (3 branches) | 11 of 25 | 2.0% | $215.5M | $10.53B |
| Defiance, OH (2 branches) | 3 of 10 | 12.0% | $153.8M | $1.29B |
| Urbana, OH (1 branch) | 3 of 6 | 21.5% | $151.2M | $702.5M |
| Sidney, OH (3 branches) | 4 of 10 | 9.7% | $140.3M | $1.45B |
| Detroit-Warren-Dearborn, MI (2 branches) | 30 of 37 | <0.1% | $98.7M | $178.42B |
| Auburn, IN (2 branches) | 4 of 12 | 8.6% | $92.7M | $1.08B |
| Angola, IN (1 branch) | 5 of 9 | 8.9% | $83.4M | $934.1M |
| Findlay, OH (1 branch) | 11 of 12 | 1.2% | $23.1M | $1.88B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Farmers & Merchants State Bank | Archbold, OH | 43502 | $491.4M |
| Wauseon Branch | Wauseon, OH | 43567 | $191.7M |
| South Main Branch | Bryan, OH | 43506 | $173.5M |
| Perpetual Federal Mo Branch | Urbana, OH | 43078 | $151.2M |
| Defiance Branch | Defiance, OH | 43512 | $117.7M |
| Fort Wayne Office Branch | Fort Wayne, IN | 46802 | $113.7M |
| Napoleon Branch | Napoleon, OH | 43545 | $113.6M |
| Peoples Federal Savings Branch | Sidney, OH | 45365 | $83.6M |
| Birmingham Office Branch | Birmingham, MI | 48009 | $83.5M |
| Angola Branch | Angola, IN | 46703 | $83.4M |
| Ossian Branch | Ossian, IN | 46777 | $76.9M |
| Perrysburg Branch | Perrysburg, OH | 43551 | $76.7M |
| Swanton Branch | Swanton, OH | 43558 | $69.4M |
| Butler Branch | Butler, IN | 46721 | $65.6M |
| The Farmers & Merchants State Bank - Fort Wayne - Illinois Branch | Fort Wayne, IN | 46804 | $65.3M |
| West Unity Branch | West Unity, OH | 43570 | $63.8M |
| Berne Branch | Berne, IN | 46711 | $63.6M |
| Delta Branch | Delta, OH | 43515 | $62.3M |
| Farmers & Merchants State Bank- Sylvania Branch | Sylvania, OH | 43560 | $61.6M |
| Decatur Office Branch | Decatur, IN | 46733 | $58.7M |
| Eastside Branch | Montpelier, OH | 43543 | $58.7M |
| Monroe Branch | Monroe, IN | 46772 | $54.6M |
| Old Bank of Geneva Branch | Geneva, IN | 46740 | $54.5M |
| Waterville Oh Branch | Waterville, OH | 43566 | $50.5M |
| Stryker Branch | Stryker, OH | 43557 | $45.4M |
| Huntertown Branch | Fort Wayne, IN | 46818 | $36.5M |
| Hicksville Branch | Hicksville, OH | 43526 | $36.1M |
| Bowling Green Branch | Bowling Green, OH | 43402 | $33.9M |
| Portland Branch | Portland, IN | 47371 | $31.4M |
| S. Pike Street Branch | Anna, OH | 45302 | $29.5M |
| Custar Banking Center Branch | Custar, OH | 43511 | $29.5M |
| E. Pike Street Branch | Jackson Center, OH | 45334 | $27.2M |
| Auburn Branch | Auburn, IN | 46706 | $27.1M |
| Bluffton Branch | Bluffton, IN | 46714 | $23.4M |
| Farmers and Merchants State Bank - Findlay Branch | Findlay, OH | 45840 | $23.1M |
| Oxford Branch | Oxford, OH | 45056 | $18.8M |
| Troy Branch | Troy, MI | 48084 | $15.2M |
| Toledo Downtown Branch | Toledo, OH | 43604 | $11.2M |
| Operations Center Branch | Archbold, OH | 43502 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5969) · FFIEC NIC profile (RSSD 214414)