Branch Network
Farmers State Bank Locations & Branches Northwood, Iowa
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Farmers State Bank operates 8 branches from its headquarters in Northwood, IA, .
Farmers State Bank branch network
All 8 branches are in IOWA, across 7 cities. Mason City, IA has the most of its branches, 2. Its largest office by deposits is its main office in Northwood, IA, with $36.1M (19.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.73% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $221.4M
- Tier 1 leverage ratio, Q2 2026
- 12.73%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1921
Full financial profile · Is Farmers State Bank safe? · Farmers State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Northwood, IA (1 branch) | 2 of 2 | 21.5% | $36.1M |
| State: IA (8 branches) | 142 of 261 | 0.1% | $189.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Farmers State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cerro Gordo, IA (4 branches) | 6 of 9 | 5.3% | $97.9M | $1.85B |
| Worth, IA (3 branches) | 2 of 3 | 28.7% | $64.0M | $222.5M |
| Mitchell, IA (1 branch) | 6 of 6 | 3.9% | $27.8M | $715.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Mason City, IA (7 branches) | 4 of 9 | 7.8% | $161.8M | $2.07B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers State Bank (main office) | Northwood, IA | 50459 | $36.1M |
| St Ansgar Branch | Saint Ansgar, IA | 50472 | $27.8M |
| Mason City Office Branch | Mason City, IA | 50401 | $27.6M |
| Mason City West Branch | Mason City, IA | 50401 | $26.2M |
| Clear Lake Branch | Clear Lake, IA | 50428 | $26.0M |
| Grafton Branch | Grafton, IA | 50440 | $23.6M |
| Ventura Branch | Ventura, IA | 50482 | $18.0M |
| Joice Branch | Joice, IA | 50446 | $4.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5797) · FFIEC NIC profile (RSSD 537243)