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Branch Network

Farmers State Bank Locations & Branches Center, Texas

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Farmers State Bank operates 6 branches from its headquarters in Center, TX, .

Farmers State Bank branch network

All 6 branches are in TEXAS, across 4 cities. Center, TX has the most of its branches, 3. Its largest office by deposits is its main office in Center, TX, with $228.3M (68.1% of its branch deposits). On June 30, 2025 it had 7 branches, 1 more than in 2026.

Farmers State Bank at a glance

Its CET1 capital ratio was 20.19% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026
$391.5M
CET1 ratio, Q2 2026
20.19%
Deposit insurance
FDIC
Regulator
FDIC
Latest call report
Q2 2026, FFIEC 051
Established
1910

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Center, TX (3 branches) 1 of 6 46.8% $236.9M
State: TX (6 branches) 227 of 441 <0.1% $335.0M

Ranked by total assets among banks headquartered in the state: Largest banks in Texas.

Share by county and metro area

Farmers State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Shelby, TX (5 branches) 1 of 8 42.5% $277.0M $651.1M
Panola, TX (1 branch) 3 of 6 7.9% $58.1M $736.5M

Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.

Branch Location ZIP Deposits
Farmers State Bank (main office)
Center, TX
75935 $228.3M
Carthage Branch
Carthage, TX
75633 $58.1M
Shelbyville Branch
Shelbyville, TX
75973 $21.8M
Joaquin Branch
Joaquin, TX
75954 $18.3M
Center Branch
Center, TX
75935 $8.6M
Drive-In Facility
Center, TX
75935 $0

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.