The Farmers State Bank of Bucklin, Kansas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 3.11 percentage points higher than in Q1 2026, at 65.76%. Within Kansas, The Farmers State Bank of Bucklin, Kansas is 121st of 182 on loan-to-deposit ratio, 66.94% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio; The Farmers State Bank of Bucklin, Kansas reported 66.94% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $25.3M |
| Fed funds sold and reverse repos | $7.8M |
| Fed funds sold and reverse repos to assets | 12.77% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.94% |
| Net loans and leases to deposits | 65.76% |
| Loans and leases to core deposits | 69.68% |
| Core deposits to total deposits | 96.06% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 55.72% | 97.97% | $0 | $0 |
| Q4 2023 | 52.75% | 98.05% | $0 | $0 |
| Q1 2024 | 53.39% | 97.86% | $0 | $0 |
| Q2 2024 | 58.89% | 97.83% | $0 | $0 |
| Q3 2024 | 63.88% | 97.22% | $0 | $0 |
| Q4 2024 | 63.34% | 97.42% | $0 | $0 |
| Q1 2025 | 63.08% | 96.04% | $0 | $0 |
| Q2 2025 | 61.25% | 96.18% | $0 | $0 |
| Q3 2025 | 54.58% | 96.00% | $0 | $0 |
| Q4 2025 | 58.32% | 95.97% | $0 | $0 |
| Q1 2026 | 63.90% | 95.84% | $0 | $0 |
| Q2 2026 | 66.94% | 96.06% | $0 | $0 |
The Farmers State Bank of Bucklin, Kansas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank of Bucklin, Kansas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank of Bucklin, Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18101) · FFIEC NIC profile (RSSD 14753)