Farmers Trust & Savings Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 3.78 percentage points in Q2 2026, from 24.82% to 21.04%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Farmers Trust & Savings Bank is 158th of 225 on total deposits, $134.5M as of Q2 2026, below the middle of the field. Farmers Trust & Savings Bank's total deposits of $134.5M is well below the $277.3M median for banks in the $100M-1B asset tier, a gap of 51% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $134.5M |
| Domestic office deposits | $134.5M |
| Foreign office deposits | — |
| Deposits to total assets | 90.82% |
| Deposits to total liabilities | 99.69% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $28.2M |
| Savings deposits | $13.6M |
| Transaction accounts to domestic deposits | 39.26% |
| Time deposits | $30K |
| Time deposits under $100k | $18.3M |
| Time deposits $100k to $250k | $13.2M |
| Time deposits over $250k | $9.3M |
| Noninterest-bearing share of deposits | 21.04% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $125.2M |
| Core deposits to total deposits | 93.10% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.92% |
| Interest expense on deposits | $501K |
| Loans and leases to core deposits | 77.73% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $120.9M | 95.23% | 0.00% | 1.81% |
| Q4 2023 | $118.2M | 93.23% | 0.00% | 2.11% |
| Q1 2024 | $124.0M | 92.87% | 0.00% | 2.30% |
| Q2 2024 | $128.9M | 92.03% | 0.00% | 2.48% |
| Q3 2024 | $125.2M | 92.88% | 0.00% | 2.53% |
| Q4 2024 | $130.6M | 92.85% | 0.00% | 2.27% |
| Q1 2025 | $132.0M | 93.76% | 0.00% | 2.20% |
| Q2 2025 | $133.1M | 93.32% | 0.00% | 2.13% |
| Q3 2025 | $125.7M | 92.35% | 0.00% | 2.12% |
| Q4 2025 | $130.0M | 93.14% | 0.00% | 2.04% |
| Q1 2026 | $136.0M | 93.76% | 0.00% | 2.03% |
| Q2 2026 | $134.5M | 93.10% | 0.00% | 1.92% |
Farmers Trust & Savings Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers Trust & Savings Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers Trust & Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8510) · FFIEC NIC profile (RSSD 646042)