Fayette Savings Bank, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fayette Savings Bank, SSB of La Grange, TX against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.90% | 1.34% | +0.56% | 82nd top |
| ROAE | 19.39% | 13.32% | +6.07% | 85th top |
| Net Interest Margin | 3.59% | 3.93% | -0.34% | 31st below |
| Efficiency Ratio | 49.22% | 61.14% | -11.92% | 82nd top |
| PPNR / Avg Assets | 1.90% | 1.68% | +0.22% | 68th above |
| Yield on Earning Assets | 5.79% | 5.67% | +0.12% | 59th above |
| Cost of Funds | 2.36% | 1.88% | +0.48% | 19th bottom |
| Net Interest Spread | 3.25% | 3.32% | -0.07% | 46th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.83% | 1.28% | -0.45% | 12th bottom |
| Texas Ratio | 0.05% | 7.34% | -7.29% | 89th top |
| Provision / NCO | 16900.00% | 1382.28% | +15517.72% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.95% | 12.14% | -1.19% | 50th above |
| Equity / Assets | 9.93% | 11.37% | -1.44% | 44th below |
| TCE / Tangible Assets | 9.93% | 11.08% | -1.15% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.97% | 80.66% | +5.31% | 38th below |
| Core Deposit Ratio | 80.51% | 86.85% | -6.34% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.70% | 6.84% | +10.86% | 94th top |
| Loan Growth (Y/Y) | 12.58% | 7.92% | +4.66% | 81st top |
| Deposit Growth (Y/Y) | 17.31% | 6.28% | +11.03% | 93rd top |
See Fayette Savings Bank, SSB's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fayette Savings Bank, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fayette Savings Bank, SSB profile, how to read a UBPR, or how this data updates.