Bank call report · Worthington, OH
First Bank of Central Ohio Call Report
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First Bank of Central Ohio filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 226 reported line items, schedule by schedule (457 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5528880 |
| FDIC certificate number | 59249 |
| Total assets | $260.9M |
Official Q2 2026 call report PDF (FFIEC) →
First Bank of Central Ohio call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · First Bank of Central Ohio balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $260.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $260.9M |
| Total Liabilities and Minority Interest | RCON2948 | $234.8M |
| Total Deposits | RCON2200 | $232.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $203.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $198.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $196.4M |
| Surplus | RCON3839 | $31.6M |
| Deposits: Noninterest-bearing | RCON6631 | $29.1M |
| Total Equity Capital | RCON3210 | $26.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $26.2M |
| Federal Funds Sold | RCONB987 | $25.0M |
| Interest-bearing Balances | RCON0071 | $17.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $12.5M |
| Undivided Profits and Capital Reserves | RCON3632 | -$5.3M |
| Other Assets | RCON2160 | $3.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.0M |
| Other Liabilities, Total | RCON2930 | $2.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.1M |
| Intangible Assets | RCON2143 | $1.5M |
| Loans and Leases Held for Sale | RCON5369 | $870K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $250K |
| Accumulated Other Comprehensive Income | RCONB530 | -$121K |
| Other Real Estate Owned | RCON2150 | $96K |
| Common Stock | RCON3230 | $33K |
Schedule RI: Income Statement (35 items)
About Schedule RI · First Bank of Central Ohio income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $7.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $6.4M |
| Total Noninterest Expense | RIAD4093 | $4.1M |
| Net Interest Income | RIAD4074 | $3.6M |
| Total Interest Expense | RIAD4073 | $3.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.8M |
| Salaries and Employee Benefits | RIAD4135 | $2.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.6M |
| Other Noninterest Expense | RIAD4092 | $1.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $779K |
| Total Noninterest Income | RIAD4079 | $594K |
| Provision for Loan and Lease Losses | RIAD4230 | $486K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $486K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $451K |
| Net Servicing Fees | RIADB492 | $435K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$373K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$373K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$296K |
| Net Income (Loss) | RIAD4340 | -$296K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$296K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $212K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $192K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $139K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $118K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $101K |
| Applicable Income Taxes | RIAD4302 | -$77K |
| Interest on Other Securities | RIAD4060 | $24K |
| Other Interest Income | RIAD4518 | $16K |
| Other Noninterest Income | RIADB497 | $13K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $7K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $7K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 34 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · First Bank of Central Ohio securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $12.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $12.1M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $11.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $6.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $600K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $590K |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · First Bank of Central Ohio loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $199.4M |
| Pledged Loans and Leases | RCONG378 | $111.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $49.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $49.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $42.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $41.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $40.2M |
| Commercial and Industrial Loans | RCON1766 | $39.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $36.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $22.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $19.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $17.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $14.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $13.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $13.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $12.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $7.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $6.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $6.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $4.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $4.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $3.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $3.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $989K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $377K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $250K |
| Other Loans | RCONJ464 | $2K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $13.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $12.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $933K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $513K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $71K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 53 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 25 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 25 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 5 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · First Bank of Central Ohio deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $190.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $181.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $80.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $70.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $50.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $47.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $42.0M |
| Total Transaction Accounts | RCON2215 | $42.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $39.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $39.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $39.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $28.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $23.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $20.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $10.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $8.7M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $8.5M |
| Total reciprocal deposits | RCONJH83 | $7.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $4.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $4.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $2.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $247K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $110K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $71K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · First Bank of Central Ohio quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $252.7M |
| Quarterly Average of Total Loans | RCON3360 | $198.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $102.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $75.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $69.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $55.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $40.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $39.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $25.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $13.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $11.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $10.3M |
| All Other Securities | RCONB560 | $590K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $250K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · First Bank of Central Ohio derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $8.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $6.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $280K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · First Bank of Central Ohio memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.7M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.5M |
| Mortgage Servicing Assets | RCON3164 | $1.5M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $96K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)
About Schedule RC-N · First Bank of Central Ohio past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $3.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $3.0M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $3.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $3.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $3.0M |
| Additions to Nonaccrual Assets | RCONC410 | $2.4M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $1.4M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $150K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $150K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $150K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $112K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · First Bank of Central Ohio other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $252.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $232.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $125.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $102.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $26.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $812K |
| Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions | RCONK655 | $600K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,722 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 193 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 90 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First Bank of Central Ohio regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $260.9M |
| Average total consolidated assets | RCOAKW03 | $252.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $251.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $31.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $26.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $24.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $24.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $24.8M |
| Unconditionally Cancellable Commitments | RCOAS540 | $14.9M |
| Retained Earnings | RCOAKW00 | -$5.3M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $3.6M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $3.6M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $1.5M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.5M |
| Investments in the [Tier 2] capital of unconsolidated financial institution | RCOALB61 | $600K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$121K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$121K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0986 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0137 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $26.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $26.5M |
| Total Equity Capital | RIAD3210 | $26.2M |
| Other Comprehensive Income | RIADB511 | -$114K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $77K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · First Bank of Central Ohio charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First Bank of Central Ohio changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $2.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $624K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $142.0M |
First Bank of Central Ohio call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Bank of Central Ohio call report?
The First Bank of Central Ohio call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Bank of Central Ohio file?
First Bank of Central Ohio files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Bank of Central Ohio call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Bank of Central Ohio has Federal Reserve RSSD ID 5528880 and FDIC certificate number 59249. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Bank of Central Ohio file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Bank of Central Ohio financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59249) · FFIEC NIC profile (RSSD 5528880)