First Bank of Central Ohio: Balance Sheet
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Data as of · Call Report Schedule RC How we update
First Bank of Central Ohio reported all 25 line items on this page on its Q3 2026 filing. Total assets was $259.2M in Q3 2026, up 12.8% from $229.8M in Q3 2025. Across the 12 quarters shown it ranged from $146.5M (Q1 2024) to $260.9M (Q2 2026).
All other liabilities climbed 90.9% in Q3 2026, from $2.3M to $4.5M. It was the largest change from Q2 2026 among the key lines here. First Bank of Central Ohio ranks 87th of 154 Ohio banks on total assets, in the lower half at $259.2M (Q3 2026). The median for banks in the $100M-1B asset tier is $323.9M on total assets. First Bank of Central Ohio sits 20% lower, at $259.2M (Q3 2026).
Assets
Largest change in this table: premises and fixed assets, up 64.1% to $4.9M in Q3 2026 after $3.0M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total assets | $259.2M |
| Cash and balances due from depository institutions | $11.8M |
| Total securities | $12.8M |
| Fed funds sold and reverse repos | $19.9M |
| Net loans and leases | $204.7M |
| Loans held for sale | $1.1M |
| Trading account assets | $0 |
| Premises and fixed assets | $4.9M |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $1.5M |
| All other assets | $3.7M |
Source: Call Report Schedule RC: Total assets (item 12, RCON2170).
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Liabilities
| Line item | Q3 2026 |
|---|---|
| Total liabilities | $233.2M |
| Total deposits | $228.7M |
| Fed funds purchased and repos | $0 |
| Trading liabilities | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| All other liabilities | $4.5M |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
Equity capital
Largest change in this table: total liabilities and equity capital, down 0.6% to $259.2M in Q3 2026 after $260.9M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total equity capital | $26.1M |
| Common stock | $33K |
| Common stock surplus | $31.6M |
| Retained earnings | -$5.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$263K |
| Total liabilities and equity capital | $259.2M |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Balance Sheet trend
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q4 2023 | $150.2M | $125.7M | $112.8M | $600K | $12.1M |
| Q1 2024 | $146.5M | $121.6M | $119.6M | $600K | $10.4M |
| Q2 2024 | $160.1M | $134.8M | $130.4M | $600K | $8.6M |
| Q3 2024 | $176.6M | $150.7M | $142.7M | $600K | $6.4M |
| Q4 2024 | $195.8M | $169.6M | $154.5M | $6.5M | $3.5M |
| Q1 2025 | $207.2M | $181.0M | $162.0M | $5.1M | $5.5M |
| Q2 2025 | $211.5M | $185.3M | $170.6M | $3.6M | $5.7M |
| Q3 2025 | $229.8M | $203.2M | $187.0M | $5.1M | $8.8M |
| Q4 2025 | $253.3M | $226.8M | $192.5M | $12.7M | $5.9M |
| Q1 2026 | $246.1M | $219.8M | $197.5M | $12.5M | $6.5M |
| Q2 2026 | $260.9M | $234.8M | $197.2M | $12.5M | $18.0M |
| Q3 2026 | $259.2M | $233.2M | $204.7M | $12.8M | $11.8M |
First Bank of Central Ohio balance sheet, quarter by quarter
Balance Sheet since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full First Bank of Central Ohio profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 59249) · FFIEC NIC profile (RSSD 5528880)