Bank routing number ยท Worthington, Ohio
First Bank of Central Ohio Routing Number (ABA): 044015967
BankRegReports is independent of First Bank of Central Ohio and never asks for online banking logins or passwords.
The First Bank of Central Ohio routing number is 044015967. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
First Bank of Central Ohio at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.74% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $259.2M
- Tier 1 leverage ratio, Q3 2026
- 9.74%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 3 branches
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 2021
Full financial profile · Is First Bank of Central Ohio safe? · First Bank of Central Ohio call report · Branch locations
First Bank of Central Ohio routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 044015967 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; First Bank of Central Ohio publishes any other numbers it uses itself.
What the digits mean
The first two digits, 04, place this number in the Federal Reserve Bank of Cleveland's district (District 4). Digits five through eight, 1596, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First Bank of Central Ohio
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First Bank of Central Ohio checks or in its online banking. Ask the bank for wire instructions (www.fbcentralohio.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First Bank of Central Ohio
First Bank of Central Ohio is headquartered in Worthington, Ohio and was established in 2021. It is in the COLUMBUS, OH metro area. It reported $259.2M in total assets and $228.7M in deposits for Q3 2026, the 87th largest of the 154 banks headquartered in Ohio. It reports 3 domestic offices. Its deposits have been FDIC insured since 2021. Its primary federal regulator is the FDIC.
What the digits in 044015967 mean
The first four digits, 0440, are the Federal Reserve routing symbol. The prefix 04 places the number in the 4th Federal Reserve District (Cleveland). That is also the district where the bank is headquartered. Digits five through eight, 1596, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 11 + 16 = 120, a multiple of 10, so 044015967 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First Bank of Central Ohio routing number?
The First Bank of Central Ohio routing number is 044015967. It is the primary ABA routing transit number registered to First Bank of Central Ohio, headquartered in Worthington, OH. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the First Bank of Central Ohio wire routing number?
This page lists the primary routing number registered to First Bank of Central Ohio. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Bank of Central Ohio before sending a wire.
Is ABA number 044015967 the routing number for First Bank of Central Ohio?
Yes. It is the primary routing number registered to First Bank of Central Ohio.
Which bank uses routing number 044015967?
It belongs to First Bank of Central Ohio, headquartered in Worthington, OH. It is the bank's primary ABA routing number (FDIC certificate 59249).
Routing numbers of similar-size institutions in Ohio
- Bank, Greenville, OH
- Greenville Federal: 242272159
- Credit union, Columbus, OH
- Bridge Credit Union Inc.: 244077909
- Credit union, Newark, OH
- Truecore Federal Credit Union: 244180663
- Bank, Harrison, OH
- The Harrison Building and Loan Association: 242272214
- Bank, Kent, OH
- Hometown Bank: 241271193
- Credit union, Defiance, OH
- Midwest Community Federal Credit Union: 241278167
- Bank, Wilmington, OH
- The Wilmington Savings Bank: 242274403
- Bank, Elyria, OH
- Buckeye Community Bank: 041215553
View First Bank of Central Ohio's full profile →
More in Ohio: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 59249) · FFIEC NIC profile (RSSD 5528880)