Bank routing number ยท Wilmington, Ohio
The Wilmington Savings Bank Routing Number (ABA): 242274403
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The The Wilmington Savings Bank routing number is 242274403. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
The Wilmington Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.73% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $268.0M
- Tier 1 leverage ratio, Q3 2026
- 14.73%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 branches
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1890
Full financial profile · Is The Wilmington Savings Bank safe? · The Wilmington Savings Bank call report · Branch locations
The Wilmington Savings Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 242274403 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; The Wilmington Savings Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 24, place this number in the Federal Reserve Bank of Cleveland's district (District 4): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7440, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to The Wilmington Savings Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your The Wilmington Savings Bank checks or in its online banking. Ask the bank for wire instructions (www.wilmingtonsavings.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About The Wilmington Savings Bank
The Wilmington Savings Bank is headquartered in Wilmington, Ohio and was established in 1890. It is in the WILMINGTON, OH metro area. It reported $268.0M in total assets and $228.2M in deposits for Q3 2026, the 85th largest of the 154 banks headquartered in Ohio. It reports 2 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Wilmington has a routing number listed here.
What the digits in 242274403 mean
The first four digits, 2422, are the Federal Reserve routing symbol. The prefix 24 places the number in the 4th Federal Reserve District (Cleveland), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7440, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 11 + 9 = 110, a multiple of 10, so 242274403 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the The Wilmington Savings Bank routing number?
The The Wilmington Savings Bank routing number is 242274403. It is the primary ABA routing transit number registered to The Wilmington Savings Bank, headquartered in Wilmington, OH. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the The Wilmington Savings Bank wire routing number?
This page lists the primary routing number registered to The Wilmington Savings Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with The Wilmington Savings Bank before sending a wire.
Is ABA number 242274403 the routing number for The Wilmington Savings Bank?
Yes. It is the primary routing number registered to The Wilmington Savings Bank.
Which bank uses routing number 242274403?
It belongs to The Wilmington Savings Bank, headquartered in Wilmington, OH. It is the bank's primary ABA routing number (FDIC certificate 31539).
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Regulator records: FDIC BankFind (cert 31539) · FFIEC NIC profile (RSSD 87476)