The Wilmington Savings Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, The Wilmington Savings Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $228.2M in Q3 2026, up 3.4% from $220.6M in Q3 2025. That is 85.1% of its total assets. Across the 12 quarters shown it ranged from $151.9M (Q1 2024) to $228.2M (Q3 2026).
Time deposits $100k to $250k dropped 14.4% in Q3 2026, from $26.8M to $22.9M. It was the largest change from Q2 2026 among the key lines here. Within Ohio, The Wilmington Savings Bank is 84th of 154 on total deposits, $228.2M as of Q3 2026. The median for banks in the $100M-1B asset tier is $275.6M on total deposits. The Wilmington Savings Bank sits 17% lower, at $228.2M (Q3 2026).
Deposit totals
Deposits to total liabilities moved most in this table, down 0.27 points: 99.72% in Q2 2026, 99.45% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $228.2M |
| Domestic office deposits | $228.2M |
| Foreign office deposits | — |
| Deposits to total assets | 85.13% |
| Deposits to total liabilities | 99.45% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $11.5M |
| Savings deposits | $66.7M |
| Transaction accounts to domestic deposits | 18.45% |
| Time deposits to total deposits | 35.13% |
| Time deposits under $100k | $26.0M |
| Time deposits $100k to $250k | $22.9M |
| Time deposits over $250k | $31.2M |
| Noninterest-bearing share of deposits | 5.40% |
Stability of funding
Core deposits to total deposits changed the most here, down 0.88 points to 86.31% in Q3 2026 from 87.19% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $196.9M |
| Core deposits to total deposits | 86.31% |
| Insured deposits | $125.8M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
Loans and leases to core deposits changed the most here, down 0.06 points to 107.43% in Q3 2026 from 107.49% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.63% |
| Interest expense on deposits | $1.4M |
| Loans and leases to core deposits | 107.43% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $156.1M | 87.45% | 0.00% | 2.65% |
| Q1 2024 | $151.9M | 86.34% | 0.00% | 2.85% |
| Q2 2024 | $206.7M | 88.79% | 0.00% | 2.87% |
| Q3 2024 | $204.3M | 88.36% | 0.00% | 2.85% |
| Q4 2024 | $208.1M | 89.93% | 0.00% | 2.66% |
| Q1 2025 | $207.8M | 89.56% | 0.00% | 2.41% |
| Q2 2025 | $214.0M | 88.18% | 0.00% | 2.39% |
| Q3 2025 | $220.6M | 87.24% | 0.00% | 2.74% |
| Q4 2025 | $227.6M | 87.23% | 0.00% | 2.59% |
| Q1 2026 | $225.5M | 86.90% | 0.00% | 2.42% |
| Q2 2026 | $228.1M | 87.19% | 0.00% | 2.61% |
| Q3 2026 | $228.2M | 86.31% | 0.00% | 2.63% |
The Wilmington Savings Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full The Wilmington Savings Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 31539) · FFIEC NIC profile (RSSD 87476)