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First Bank of Central Ohio: Off-Balance-Sheet Exposure

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Data as of · Call Report Schedules RC-L and RC-R How we update

On its Q3 2026 filing, First Bank of Central Ohio reported 5 of the 9 line items on this page. Unused home equity and credit card lines was $7.8M in Q3 2026, up 29.8% from $6.0M in Q3 2025. That is 3.0% of its total assets. Across the 12 quarters shown it ranged from $2.9M (Q4 2023) to $7.8M (Q3 2026).

Unused home equity and credit card lines climbed 20.3% in Q3 2026, from $6.5M to $7.8M. It was the largest change from Q2 2026 among the key lines here.

Commitments

Commitments for First Bank of Central Ohio, Q3 2026
Line item Q3 2026
Unused home equity and credit card lines $7.8M
Letters of credit $0

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Trading positions

Trading positions for First Bank of Central Ohio, Q3 2026
Line item Q3 2026
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Off-Balance-Sheet Exposure trend

Unused home equity and card lines, and letters of credit

Off-Balance-Sheet Exposure by quarter

Values plotted above, First Bank of Central Ohio, oldest first
Quarter Unused home equity and card linesLetters of credit
Q4 2023 $2.9M $0
Q1 2024 $3.5M $0
Q2 2024 $3.4M $0
Q3 2024 $3.8M $0
Q4 2024 $3.5M $0
Q1 2025 $4.6M $0
Q2 2025 $5.3M $0
Q3 2025 $6.0M $0
Q4 2025 $6.2M $0
Q1 2026 $7.4M $0
Q2 2026 $6.5M $0
Q3 2026 $7.8M $0

First Bank of Central Ohio off-balance-sheet exposure, quarter by quarter

Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts

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