First Community Bank of Hillsboro: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 6.6% in Q2 2026 to -$984K, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.59% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $15.5M |
| Tier 1 capital | $15.5M |
| Total risk-based capital | — |
| Total equity capital | $14.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.92% |
| Tangible equity to tangible assets | 10.92% |
| Equity capital to average assets | 10.86% |
| Internal capital growth rate | 8.29% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.1M |
| Common stock surplus | $3.4M |
| Retained earnings | $11.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$984K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.05% | 5.01% | 5.01% |
| Q4 2023 | 9.22% | 6.26% | 6.26% |
| Q1 2024 | 9.20% | 6.47% | 6.47% |
| Q2 2024 | 9.55% | 6.62% | 6.62% |
| Q3 2024 | 9.84% | 8.22% | 8.22% |
| Q4 2024 | 10.19% | 8.52% | 8.52% |
| Q1 2025 | 10.71% | 8.41% | 8.41% |
| Q2 2025 | 10.52% | 8.93% | 8.93% |
| Q3 2025 | 10.79% | 9.47% | 9.47% |
| Q4 2025 | 10.91% | 10.11% | 10.11% |
| Q1 2026 | 11.24% | 10.50% | 10.50% |
| Q2 2026 | 11.59% | 10.92% | 10.92% |
First Community Bank of Hillsboro regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Community Bank of Hillsboro, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Community Bank of Hillsboro profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34752) · FFIEC NIC profile (RSSD 2696180)