First Federal Savings and Loan Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Savings and Loan Bank of Olathe, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.19% | 1.34% | +1.85% | 98th top |
| ROAE | 25.97% | 13.32% | +12.65% | 96th top |
| Net Interest Margin | 4.93% | 3.93% | +1.00% | 91st top |
| Efficiency Ratio | 32.91% | 61.13% | -28.22% | 98th top |
| PPNR / Avg Assets | 3.30% | 1.68% | +1.62% | 97th top |
| Yield on Earning Assets | 8.17% | 5.67% | +2.50% | 99th top |
| Cost of Funds | 3.64% | 1.88% | +1.76% | 1st bottom |
| Net Interest Spread | 4.44% | 3.32% | +1.12% | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.61% | 0.94% | +0.67% | 17th bottom |
| NPA / Total Assets | 1.28% | 0.70% | +0.58% | 15th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) | 72.42% | 1546.29% | -1473.87% | 19th bottom |
| Texas Ratio | 9.71% | 7.34% | +2.37% | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.27% | 12.14% | +0.13% | 67th above |
| Equity / Assets | 12.21% | 11.36% | +0.85% | 73rd above |
| TCE / Tangible Assets | 12.21% | 11.08% | +1.13% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.51% | 80.66% | +13.85% | 20th bottom |
| Core Deposit Ratio | 44.74% | 86.85% | -42.11% | 1st bottom |
| Wholesale Funding Ratio | 3.56% | 5.04% | -1.48% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.00% | 6.84% | -12.84% | 4th bottom |
| Loan Growth (Y/Y) | -7.01% | 7.92% | -14.93% | 5th bottom |
| Deposit Growth (Y/Y) | -6.62% | 6.29% | -12.91% | 5th bottom |
See First Federal Savings and Loan Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Savings and Loan Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Savings and Loan Bank profile, how to read a UBPR, or how this data updates.