First Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Savings Bank of Evansville, IN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.45% | 1.34% | -0.89% | 12th bottom |
| ROAE | 4.92% | 13.32% | -8.40% | 14th bottom |
| Net Interest Margin | 3.26% | 3.93% | -0.67% | 18th bottom |
| Efficiency Ratio | 84.94% | 61.13% | +23.81% | 10th bottom |
| PPNR / Avg Assets | 0.48% | 1.68% | -1.20% | 8th bottom |
| Yield on Earning Assets | 5.50% | 5.67% | -0.17% | 45th below |
| Cost of Funds | 2.21% | 1.88% | +0.33% | 25th below |
| Net Interest Spread | 2.99% | 3.32% | -0.33% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.74% | 0.94% | +0.80% | 15th bottom |
| NPA / Total Assets | 1.32% | 0.70% | +0.62% | 14th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 38th below |
| ACL / Total Loans | 1.15% | 1.28% | -0.13% | 44th below |
| ACL / NPLs (Coverage) | 66.44% | 1539.57% | -1473.13% | 17th bottom |
| Texas Ratio | 14.42% | 7.33% | +7.09% | 13th bottom |
| Provision / NCO | 138.89% | 1396.55% | -1257.66% | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.54% | 12.14% | -2.60% | 23rd bottom |
| Equity / Assets | 9.37% | 11.38% | -2.01% | 33rd below |
| TCE / Tangible Assets | 8.37% | 11.09% | -2.72% | 21st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.81% | 80.63% | +10.18% | 27th below |
| Core Deposit Ratio | 80.99% | 86.86% | -5.87% | 18th bottom |
| Wholesale Funding Ratio | 7.81% | 5.03% | +2.78% | 22nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.88% | 6.86% | -11.74% | 5th bottom |
| Loan Growth (Y/Y) | -4.87% | 7.91% | -12.78% | 8th bottom |
| Deposit Growth (Y/Y) | -3.82% | 6.29% | -10.11% | 8th bottom |
See First Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Savings Bank profile, how to read a UBPR, or how this data updates.