Branch Network
First Federal Savings Bank Locations & Branches Ottawa, Illinois
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First Federal Savings Bank operates 11 branches from its headquarters in Ottawa, IL, .
First Federal Savings Bank branch network
All 11 branches are in ILLINOIS, across 10 cities. Ottawa, IL has the most of its branches, 2. Its largest office by deposits is the West Main Street Branch office in Ottawa, IL, with $79.2M (24.4% of its branch deposits). On June 30, 2025 it had 12 branches, 1 more than in 2026.
First Federal Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.69% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $421.9M
- Tier 1 leverage ratio, Q2 2026
- 10.69%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1889
Full financial profile · Is First Federal Savings Bank safe? · First Federal Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Ottawa, IL (2 branches) | 4 of 6 | 5.6% | $88.9M |
| State: IL (11 branches) | 148 of 379 | <0.1% | $325.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
First Federal Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lasalle, IL (5 branches) | 6 of 22 | 4.5% | $183.2M | $4.10B |
| Will, IL (1 branch) | 29 of 34 | 0.2% | $37.5M | $23.33B |
| Kane, IL (1 branch) | 27 of 31 | 0.2% | $33.8M | $15.47B |
| Grundy, IL (1 branch) | 12 of 12 | 1.9% | $33.2M | $1.70B |
| Whiteside, IL (1 branch) | 13 of 13 | 0.6% | $12.6M | $2.05B |
| Bureau, IL (1 branch) | 11 of 11 | 1.0% | $12.6M | $1.26B |
| Lee, IL (1 branch) | 8 of 10 | 1.5% | $12.4M | $842.9M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ottawa, IL (6 branches) | 8 of 26 | 3.5% | $195.8M | $5.55B |
| Chicago-Naperville-Elgin, IL-IN-WI (3 branches) | 119 of 150 | <0.1% | $104.4M | $632.03B |
| Sterling, IL (1 branch) | 13 of 13 | 0.6% | $12.6M | $2.05B |
| Dixon, IL (1 branch) | 8 of 10 | 1.5% | $12.4M | $842.9M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West Main Street Branch | Ottawa, IL | 61350 | $79.2M |
| 8 Dannys Drive Branch | Streator, IL | 61364 | $40.8M |
| Shorewood Branch | Shorewood, IL | 60404 | $37.5M |
| Peru Mall Branch | Peru, IL | 61354 | $36.1M |
| Elgin Branch | Elgin, IL | 60123 | $33.8M |
| 124 E Main St Branch | Morris, IL | 60450 | $33.2M |
| 475 Third St Branch | La Salle, IL | 61301 | $17.5M |
| Rock Falls Branch | Rock Falls, IL | 61071 | $12.6M |
| 137 S Main Branch | Walnut, IL | 61376 | $12.6M |
| 111 E Main Branch | Amboy, IL | 61310 | $12.4M |
| First Federal Savings Bank (main office) | Ottawa, IL | 61350 | $9.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28924) · FFIEC NIC profile (RSSD 771878)