First Federal Savings Bank of Angola: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio climbed 3.89 percentage points in Q2 2026, from 100.65% to 104.53%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, First Federal Savings Bank of Angola ranks 6th highest among the 87 banks headquartered in Indiana, at 104.53% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First Federal Savings Bank of Angola sits 23.69 points higher, at 104.53% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $108.2M |
| Net loans and leases | $107.2M |
| Loans held for sale | $0 |
| Loans to total assets | 78.85% |
| Loan-to-deposit ratio | 104.53% |
| Net loans to equity capital | 3.21% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.25% |
| Consumer | 2.91% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 13.23% |
| Construction concentration (Tier 1 capital + allowance) | 13.23% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 4.86% |
| Interest income on loans | $1.3M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $88.6M | $110.9M | 0.00% | 0.28% | 3.35% |
| Q4 2023 | $90.9M | $106.5M | 0.00% | 0.24% | 3.18% |
| Q1 2024 | $91.9M | $106.4M | 0.00% | 0.28% | 3.42% |
| Q2 2024 | $94.4M | $101.7M | 0.00% | 0.39% | 3.20% |
| Q3 2024 | $94.9M | $104.8M | 0.00% | 0.29% | 3.03% |
| Q4 2024 | $97.5M | $106.9M | 0.00% | 0.33% | 2.82% |
| Q1 2025 | $100.2M | $105.9M | 0.00% | 0.31% | 2.97% |
| Q2 2025 | $103.6M | $100.9M | 0.00% | 0.13% | 3.08% |
| Q3 2025 | $104.4M | $104.9M | 0.00% | 0.22% | 3.17% |
| Q4 2025 | $107.1M | $104.7M | 0.00% | 0.20% | 2.83% |
| Q1 2026 | $107.1M | $106.4M | 0.00% | 0.17% | 2.90% |
| Q2 2026 | $108.2M | $103.5M | 0.00% | 0.25% | 2.91% |
First Federal Savings Bank of Angola loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings Bank of Angola, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings Bank of Angola profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28769) · FFIEC NIC profile (RSSD 158376)