First Financial Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.04 percentage points in Q2 2026, from 26.31% to 27.36%. It was the largest change from Q1 2026 among the key lines here. Among 346 Texas banks, First Financial Bank sits 7th from the top on total deposits, $13.30B as of Q2 2026. First Financial Bank reported $13.30B on total deposits for Q2 2026, 28% below the $18.37B median for banks in the $10B-100B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $13.30B |
| Domestic office deposits | $13.30B |
| Foreign office deposits | — |
| Deposits to total assets | 87.31% |
| Deposits to total liabilities | 98.95% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $3.64B |
| Savings deposits | $1.30B |
| Transaction accounts to domestic deposits | 63.77% |
| Time deposits | $7K |
| Time deposits under $100k | $262.9M |
| Time deposits $100k to $250k | $293.2M |
| Time deposits over $250k | $316.6M |
| Noninterest-bearing share of deposits | 27.36% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $12.98B |
| Core deposits to total deposits | 97.62% |
| Insured deposits | $7.36B |
| Uninsured deposits | $5.94B |
| Uninsured deposits to total deposits | 44.70% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.00% |
| Interest expense on deposits | $48.8M |
| Loans and leases to core deposits | 64.47% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $10.86B | 96.52% | 47.54% | 0.00% | 2.00% |
| Q4 2023 | $11.29B | 97.05% | 47.62% | 0.00% | 2.10% |
| Q1 2024 | $11.43B | 96.93% | 46.16% | 0.00% | 2.31% |
| Q2 2024 | $11.53B | 96.82% | 45.62% | 0.01% | 2.41% |
| Q3 2024 | $11.89B | 96.63% | 44.98% | 0.02% | 2.51% |
| Q4 2024 | $12.22B | 97.16% | 45.74% | 0.00% | 2.29% |
| Q1 2025 | $12.58B | 97.27% | 45.85% | 0.00% | 2.13% |
| Q2 2025 | $12.57B | 97.42% | 44.73% | 0.00% | 2.15% |
| Q3 2025 | $12.99B | 97.35% | 43.75% | 1.16% | 2.26% |
| Q4 2025 | $13.50B | 97.48% | 45.43% | 0.00% | 2.12% |
| Q1 2026 | $13.41B | 97.50% | 44.59% | 0.00% | 1.93% |
| Q2 2026 | $13.30B | 97.62% | 44.70% | 0.00% | 2.00% |
First Financial Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First Financial Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Financial Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3066) · FFIEC NIC profile (RSSD 470050)