First Independence Bank Routing Number (ABA): 072001079

First Independence Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.82% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$875.3M

Tier 1 leverage ratio, Q2 2026

10.82%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

5 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1970

Full financial profile · Is First Independence Bank safe? · First Independence Bank call report · Branch locations

What the digits mean

The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 0107, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First Independence Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First Independence Bank checks or in its online banking. Ask the bank for wire instructions (www.firstindependence.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First Independence Bank

First Independence Bank is headquartered in Detroit, Michigan and was established in 1970. It is in the DETROIT-WARREN-DEARBORN, MI metro area. It reported $875.3M in total assets and $703.4M in deposits for Q2 2026, the 21st largest of the 72 banks headquartered in Michigan. It reports 5 domestic offices. Its deposits have been FDIC insured since 1970. Its primary federal regulator is the FDIC. 5 other banks and credit unions headquartered in Detroit have a routing number listed here.

What the digits in 072001079 mean

The first four digits, 0720, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 0107, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 0 + 7 x 14 + 12 = 110, a multiple of 10, so 072001079 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First Independence Bank routing number?

The First Independence Bank routing number is 072001079. It is the primary ABA routing transit number registered to First Independence Bank, headquartered in Detroit, MI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the First Independence Bank wire routing number?

This page lists the primary routing number registered to First Independence Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Independence Bank before sending a wire.

Is ABA number 072001079 the routing number for First Independence Bank?

Yes. It is the primary routing number registered to First Independence Bank.

Which bank uses routing number 072001079?

It belongs to First Independence Bank, headquartered in Detroit, MI. It is the bank's primary ABA routing number (FDIC certificate 20179).

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