Branch Network
First Independence Bank Locations & Branches Detroit, Michigan
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First Independence Bank operates 5 branches from its headquarters in Detroit, MI, .
First Independence Bank branch network
Its 5 branches span 3 states and 3 cities. The most are in MICHIGAN (2), MINNESOTA (2) and ILLINOIS (1). MICHIGAN holds 72.6% of its branch deposits. Detroit, MI has the most of its branches, 2. Its largest office by deposits is its main office in Detroit, MI, with $483.8M (68.8% of its branch deposits). On June 30, 2025 it had 4 branches, 1 fewer than in 2026.
First Independence Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.82% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $875.3M
- Tier 1 leverage ratio, Q2 2026
- 10.82%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1970
Full financial profile · Is First Independence Bank safe? · First Independence Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Detroit, MI (2 branches) | 4 of 11 | 1.0% | $510.7M |
| State: MI (2 branches) | 42 of 95 | 0.2% | $510.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
First Independence Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wayne, MI (2 branches) | 8 of 15 | 0.7% | $510.7M | $74.97B |
| Cook, IL (1 branch) | 71 of 89 | <0.1% | $131.4M | $463.76B |
| Hennepin, MN (2 branches) | 49 of 67 | <0.1% | $61.3M | $144.16B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (2 branches) | 15 of 37 | 0.3% | $510.7M | $178.42B |
| Chicago-Naperville-Elgin, IL-IN-WI (1 branch) | 111 of 150 | <0.1% | $131.4M | $632.03B |
| Minneapolis-St. Paul-Bloomington, MN-WI (2 branches) | 108 of 124 | <0.1% | $61.3M | $252.68B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Independence Bank (main office) | Detroit, MI | 48202 | $483.8M |
| Metropolitan Capital Bank & Trust Branch | Chicago, IL | 60611 | $131.4M |
| Lake Street Branch | Minneapolis, MN | 55407 | $40.8M |
| 7 Mile Branch | Detroit, MI | 48221 | $26.8M |
| University Branch | Minneapolis, MN | 55414 | $20.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 20179) · FFIEC NIC profile (RSSD 254849)