Branch Network
First Lockhart Bank Locations & Branches Lockhart, Texas
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First Lockhart Bank operates 6 branches from its headquarters in Lockhart, TX, .
First Lockhart Bank branch network
All 6 branches are in TEXAS, across 6 cities. Its largest office by deposits is its main office in Lockhart, TX, with $263.1M (70.1% of its branch deposits). On June 30, 2025 it had 4 branches, 2 fewer than in 2026.
First Lockhart Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.34% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $415.9M
- Tier 1 leverage ratio, Q2 2026
- 9.34%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1934
Full financial profile · Is First Lockhart Bank safe? · First Lockhart Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lockhart, TX (1 branch) | 1 of 4 | 60.2% | $263.1M |
| State: TX (6 branches) | 213 of 441 | <0.1% | $375.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
First Lockhart Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Caldwell, TX (1 branch) | 1 of 6 | 47.1% | $263.1M | $558.6M |
| Hays, TX (2 branches) | 10 of 22 | 2.2% | $76.7M | $3.42B |
| Travis, TX (1 branch) | 50 of 56 | <0.1% | $30.9M | $51.26B |
| Lavaca, TX (1 branch) | 8 of 8 | 0.4% | $3.8M | $984.6M |
| Comal, TX (1 branch) | 20 of 20 | <0.1% | $556K | $3.45B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Austin-Round Rock-Georgetown, TX (4 branches) | 28 of 73 | 0.5% | $370.7M | $70.41B |
| San Antonio-New Braunfels, TX (1 branch) | 64 of 65 | <0.1% | $556K | $174.95B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Lockhart Bank (main office) | Lockhart, TX | 78644 | $263.1M |
| San Marcos Banking Center | San Marcos, TX | 78666 | $51.0M |
| Austin Office Branch | Austin, TX | 78748 | $30.9M |
| Kyle Branch | Kyle, TX | 78640 | $25.7M |
| Shiner Branch | Shiner, TX | 77984 | $3.8M |
| New Braunfels Branch | New Braunfels, TX | 78132 | $556K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13599) · FFIEC NIC profile (RSSD 631150)