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First Merchants Bank Locations & Branches Muncie, Indiana
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First Merchants Bank operates 129 branches from its headquarters in Muncie, IN, .
First Merchants Bank branch network
Its 129 branches span 3 states and 93 cities. The most are in INDIANA (89), MICHIGAN (31) and OHIO (9). INDIANA holds 81.2% of its branch deposits. Muncie, IN has the most of its branches, 7. Its largest office by deposits is its main office in Muncie, IN, with $1.74B (10.4% of its branch deposits). On June 30, 2025 it had 114 branches, 15 fewer than in 2026.
First Merchants Bank at a glance
Its CET1 capital ratio was 11.50% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $21.32B
- CET1 ratio, Q2 2026
- 11.50%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1893
Full financial profile · Is First Merchants Bank safe? · First Merchants Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Muncie, IN (7 branches) | 1 of 6 | 65.8% | $2.27B |
| State: IN (89 branches) | 5 of 129 | 6.2% | $13.63B |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
First Merchants Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Delaware, IN (7 branches) | 1 of 6 | 63.6% | $2.27B | $3.56B |
| Hamilton, IN (6 branches) | 4 of 32 | 6.5% | $1.97B | $30.52B |
| Lake, IN (8 branches) | 4 of 16 | 6.6% | $1.06B | $16.06B |
| Monroe, MI (9 branches) | 1 of 7 | 36.1% | $1.04B | $2.89B |
| Tippecanoe, IN (6 branches) | 2 of 17 | 22.2% | $874.0M | $3.94B |
| Allen, IN (7 branches) | 5 of 24 | 7.9% | $778.8M | $9.81B |
| Marion, IN (3 branches) | 11 of 26 | 1.8% | $775.5M | $42.83B |
| Oakland, MI (9 branches) | 10 of 29 | 0.9% | $658.4M | $74.48B |
| Franklin, OH (9 branches) | 12 of 34 | 0.6% | $647.4M | $105.68B |
| White, IN (1 branch) | 1 of 6 | 54.4% | $607.0M | $1.12B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Indianapolis-Carmel-Anderson, IN (24 branches) | 7 of 52 | 5.1% | $4.72B | $92.02B |
| Muncie, IN (7 branches) | 1 of 6 | 63.6% | $2.27B | $3.56B |
| Chicago-Naperville-Elgin, IL-IN-WI (12 branches) | 44 of 150 | 0.3% | $1.60B | $632.03B |
| Detroit-Warren-Dearborn, MI (17 branches) | 11 of 37 | 0.7% | $1.17B | $178.42B |
| Louisville-Jefferson County, KY-IN (12 branches) | 9 of 39 | 2.3% | $1.06B | $46.36B |
| Monroe, MI (9 branches) | 1 of 7 | 36.1% | $1.04B | $2.89B |
| Lafayette-West Lafayette, IN (7 branches) | 2 of 20 | 19.6% | $924.7M | $4.72B |
| Fort Wayne, IN (7 branches) | 6 of 25 | 7.4% | $778.8M | $10.53B |
| Columbus, OH (9 branches) | 16 of 53 | 0.5% | $647.4M | $124.59B |
| New Castle, IN (2 branches) | 2 of 5 | 34.0% | $285.7M | $839.2M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Merchants Bank (main office) | Muncie, IN | 47305 | $1.74B |
| Carmel Branch | Carmel, IN | 46032 | $950.3M |
| Monticello Branch | Monticello, IN | 47960 | $607.0M |
| Fishers Geist Branch | Fishers, IN | 46037 | $462.9M |
| Broad Ripple Branch | Indianapolis, IN | 46220 | $450.1M |
| Munster Ridge Road Branch | Munster, IN | 46321 | $302.1M |
| Brownsburg Branch | Brownsburg, IN | 46112 | $270.7M |
| Crown Point Branch | Crown Point, IN | 46307 | $266.1M |
| Avondale Meadows Branch | Indianapolis, IN | 46218 | $260.7M |
| Rensselaer Branch | Rensselaer, IN | 47978 | $252.3M |
| Veterans Parkway Branch | Lafayette, IN | 47909 | $230.0M |
| Lafayette Headquarters Branch | Lafayette, IN | 47901 | $227.4M |
| Clarksville Branch | Clarksville, IN | 47129 | $224.2M |
| Sawmill Rd Br | Dublin, OH | 43017 | $197.0M |
| Greenfield Branch | Greenfield, IN | 46140 | $196.6M |
| New Castle Branch | New Castle, IN | 47362 | $195.4M |
| Michgan Road Branch | Carmel, IN | 46032 | $191.1M |
| Pendleton Branch | Pendleton, IN | 46064 | $190.8M |
| Anderson Downtown Branch | Anderson, IN | 46016 | $178.4M |
| Mooresville Branch | Mooresville, IN | 46158 | $176.8M |
| Monroe Headquarters Branch | Monroe, MI | 48161 | $175.9M |
| Mcgalliard Branch | Muncie, IN | 47304 | $173.2M |
| Corydon Branch | Corydon, IN | 47112 | $165.6M |
| Valparaiso Branch | Valparaiso, IN | 46385 | $163.2M |
| New Haven Branch | New Haven, IN | 46774 | $160.6M |
| North Monroe Branch | Monroe, MI | 48162 | $160.3M |
| Munster 45th Branch | Munster, IN | 46321 | $159.6M |
| Franklin Branch | Franklin, IN | 46131 | $157.9M |
| Avon Branch | Avon, IN | 46123 | $154.3M |
| Noble Creek Branch | Noblesville, IN | 46060 | $152.5M |
| Northbrook Branch | Fort Wayne, IN | 46825 | $152.5M |
| Odon Branch | Odon, IN | 47562 | $151.4M |
| 26 East Branch | Lafayette, IN | 47905 | $146.1M |
| South Dixie Branch | Monroe, MI | 48161 | $142.7M |
| Salem Office | Salem, IN | 47167 | $140.8M |
| Portland Branch | Portland, IN | 47371 | $139.2M |
| Marengo Branch | Marengo, IN | 47140 | $135.4M |
| Decatur Branch | Decatur, IN | 46733 | $132.9M |
| Grabill Branch | Grabill, IN | 46741 | $132.6M |
| Westfield Branch | Westfield, IN | 46074 | $131.2M |
| East Chicago Branch | East Chicago, IN | 46312 | $130.3M |
| Carleton Branch | Carleton, MI | 48117 | $126.3M |
| West Lafayette Branch | West Lafayette, IN | 47906 | $123.0M |
| Tonkel Branch | Fort Wayne, IN | 46825 | $120.6M |
| 202 Court Avenue Branch | Jeffersonville, IN | 47130 | $117.7M |
| Winchester Branch | Winchester, IN | 47394 | $117.4M |
| Grandview Branch | Columbus, OH | 43212 | $117.4M |
| Shelbyville Branch | Shelbyville, IN | 46176 | $114.6M |
| Scatterfield Branch | Anderson, IN | 46012 | $113.0M |
| Temperance Branch | Temperance, MI | 48182 | $110.6M |
| Tremont Branch | Upper Arlington, OH | 43221 | $108.3M |
| Plainfield Branch | Plainfield, IN | 46168 | $106.9M |
| Bluffton Branch | Bluffton, IN | 46714 | $106.1M |
| William Street Branch | Ann Arbor, MI | 48104 | $103.3M |
| Country Club Branch | Muncie, IN | 47303 | $102.3M |
| Tillotson Branch | Muncie, IN | 47304 | $98.4M |
| Harlan Branch | Harlan, IN | 46743 | $97.3M |
| Fort& Vinewood Branch | Wyandotte, MI | 48192 | $96.4M |
| Flat Rock Branch | Flat Rock, MI | 48134 | $95.5M |
| Montgomery Branch | Montgomery, IN | 47558 | $95.4M |
| West Monroe Branch | Monroe, MI | 48162 | $95.0M |
| Bloomfield Township Branch | Bloomfield Township, MI | 48304 | $94.5M |
| Lambertville Branch | Lambertville, MI | 48144 | $92.8M |
| Birmingham Branch | Birmingham, MI | 48009 | $92.0M |
| Middletown Branch | Middletown, IN | 47356 | $90.3M |
| Frankfort Branch | Frankfort, IN | 46041 | $89.6M |
| Teal Road Branch | Lafayette, IN | 47905 | $89.4M |
| 10th Street Branch | Jeffersonville, IN | 47130 | $87.3M |
| Wabash Branch | Wabash, IN | 46992 | $87.2M |
| Northwestern Highway Branch | Farmington Hills, MI | 48334 | $86.0M |
| River Road Branch | Noblesville, IN | 46060 | $85.3M |
| West Jefferson Branch | Fort Wayne, IN | 46804 | $84.5M |
| Yorktown Branch | Muncie, IN | 47304 | $83.6M |
| Detroit Headquarters Branch | Royal Oak, MI | 48067 | $83.2M |
| Orchard Lake Branch | Farmington Hills, MI | 48334 | $82.4M |
| Ferndale Branch | Ferndale, MI | 48220 | $81.4M |
| Ida Branch | Ida, MI | 48140 | $81.0M |
| Sterling Heights Mi Branch | Sterling Heights, MI | 48313 | $80.9M |
| Schererville Branch | Schererville, IN | 46375 | $78.8M |
| Greenwood Sr 135 Branch | Greenwood, IN | 46143 | $77.7M |
| Reed Road Branch | Columbus, OH | 43220 | $75.4M |
| Farmers State Bank Branch | Lanesville, IN | 47136 | $74.0M |
| Huntington Branch | Huntington, IN | 46750 | $72.6M |
| Northville East Branch | Northville, MI | 48167 | $72.5M |
| Plymouth Branch | Plymouth, MI | 48170 | $70.8M |
| 53rd Street Branch | Anderson, IN | 46013 | $70.4M |
| Madison Street Branch | Muncie, IN | 47302 | $70.0M |
| Bourbon Branch | Bourbon, IN | 46504 | $69.7M |
| Liberty Union County Branch | Liberty, IN | 47353 | $67.7M |
| Milan Branch | Milan, MI | 48160 | $66.4M |
| Emerson Branch | Greenwood, IN | 46143 | $65.3M |
| Indianapolis Headquarters Branch | Indianapolis, IN | 46240 | $64.7M |
| State Street Branch | New Albany, IN | 47150 | $62.0M |
| Grand Rapids Branch | Grand Rapids, MI | 49506 | $61.6M |
| Hunter Station Way Branch | Sellersburg, IN | 47172 | $61.3M |
| Remington Branch | Remington, IN | 47977 | $61.0M |
| Demotte Branch | Demotte, IN | 46310 | $59.9M |
| Maple & Telegraph Branch | Bloomfield Hills, MI | 48301 | $59.6M |
| Highland Branch | Highland, IN | 46322 | $59.3M |
| Market Square Branch | Lafayette, IN | 47904 | $58.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4365) · FFIEC NIC profile (RSSD 17147)