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First National Bank Locations & Branches Damariscotta, Maine
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First National Bank operates 18 branches from its headquarters in Damariscotta, ME, .
First National Bank branch network
All 18 branches are in MAINE, across 17 cities. Rockland, ME has the most of its branches, 2. Its largest office by deposits is its main office in Damariscotta, ME, with $1.23B (45.8% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank at a glance
Its CET1 capital ratio was 13.05% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $3.18B
- CET1 ratio, Q2 2026
- 13.05%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Established
- 1864
Full financial profile · Is First National Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Damariscotta, ME (1 branch) | 1 of 5 | 85.2% | $1.23B |
| State: ME (18 branches) | 6 of 29 | 5.9% | $2.68B |
Ranked by total assets among banks headquartered in the state: Largest banks in Maine.
Share by county and metro area
First National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lincoln, ME (4 branches) | 1 of 5 | 76.9% | $1.65B | $2.14B |
| Hancock, ME (5 branches) | 2 of 8 | 13.3% | $383.0M | $2.87B |
| Knox, ME (4 branches) | 2 of 8 | 17.5% | $329.5M | $1.88B |
| Penobscot, ME (2 branches) | 8 of 9 | 3.0% | $149.8M | $4.92B |
| Washington, ME (2 branches) | 2 of 5 | 12.8% | $126.6M | $990.0M |
| Waldo, ME (1 branch) | 4 of 4 | 8.2% | $46.8M | $567.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Bangor, ME (2 branches) | 8 of 9 | 3.0% | $149.8M | $4.92B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank (main office) | Damariscotta, ME | 04543 | $1.23B |
| Boothbay Harbor Branch | Boothbay Harbor, ME | 04538 | $184.0M |
| Bar Harbor Branch | Bar Harbor, ME | 04609 | $124.1M |
| Wiscasset Branch | Wiscasset, ME | 04578 | $123.5M |
| Ellsworth Office | Ellsworth, ME | 04605 | $116.8M |
| Rockland Branch | Rockland, ME | 04841 | $113.9M |
| Waldoboro Branch | Waldoboro, ME | 04572 | $110.3M |
| Bangor Branch | Bangor, ME | 04401 | $109.4M |
| Rockland Branch | Rockland, ME | 04841 | $106.4M |
| Calais Branch | Calais, ME | 04619 | $78.2M |
| Blue Hill Branch | Blue Hill, ME | 04614 | $71.3M |
| Rockport Branch | Rockport, ME | 04856 | $67.7M |
| Southwest Harbor Branch | Southwest Harbor, ME | 04679 | $52.9M |
| Eastport Branch | Eastport, ME | 04631 | $48.4M |
| Belfast Branch | Belfast, ME | 04915 | $46.8M |
| Camden Branch | Camden, ME | 04843 | $41.5M |
| First National Bank - Brewer Branch | Brewer, ME | 04412 | $40.4M |
| Northeast Harbor Branch | Northeast Harbor, ME | 04662 | $18.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4256) · FFIEC NIC profile (RSSD 439404)