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First National Bank and Trust Locations & Branches Phillipsburg, Kansas
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First National Bank and Trust operates 6 branches from its headquarters in Phillipsburg, KS, .
First National Bank and Trust branch network
All 6 branches are in KANSAS, across 5 cities. Phillipsburg, KS has the most of its branches, 2. Its largest office by deposits is its main office in Phillipsburg, KS, with $141.8M (54.7% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank and Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.73% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $322.2M
- Tier 1 leverage ratio, Q2 2026
- 14.73%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1884
Full financial profile · Is First National Bank and Trust safe? · First National Bank and Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Phillipsburg, KS (2 branches) | 1 of 3 | 59.6% | $141.8M |
| State: KS (6 branches) | 89 of 231 | 0.2% | $259.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.
Share by county and metro area
First National Bank and Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Phillips, KS (4 branches) | 1 of 3 | 63.8% | $183.7M | $287.8M |
| Smith, KS (1 branch) | 3 of 4 | 22.7% | $41.7M | $184.0M |
| Mitchell, KS (1 branch) | 4 of 5 | 8.2% | $34.0M | $416.6M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank and Trust (main office) | Phillipsburg, KS | 67661 | $141.8M |
| Smith County Bank Branch | Smith Center, KS | 66967 | $41.7M |
| Solomon Valley Bank Branch | Beloit, KS | 67420 | $34.0M |
| Long Island Branch | Long Island, KS | 67647 | $21.2M |
| West Main Branch | Logan, KS | 67646 | $20.7M |
| Convenience Bank Branch | Phillipsburg, KS | 67661 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4756) · FFIEC NIC profile (RSSD 183958)