Branch Network
First National Bank and Trust Locations & Branches Atmore, Alabama
BankRegReports is independent of First National Bank and Trust and never asks for online banking logins or passwords.
First National Bank and Trust operates 4 branches from its headquarters in Atmore, AL, .
First National Bank and Trust branch network
All 4 branches are in ALABAMA, across 3 cities. Atmore, AL has the most of its branches, 2. Its largest office by deposits is the The First National Bank and Trust office in Atmore, AL, with $159.0M (72.7% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank and Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.54% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $238.6M
- Tier 1 leverage ratio, Q2 2026
- 11.54%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1915
Full financial profile · Is First National Bank and Trust safe? · First National Bank and Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Atmore, AL (2 branches) | 2 of 3 | 30.7% | $159.0M |
| State: AL (4 branches) | 75 of 131 | 0.2% | $218.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
First National Bank and Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Escambia, AL (2 branches) | 3 of 10 | 14.3% | $159.0M | $1.11B |
| Monroe, AL (1 branch) | 5 of 6 | 8.4% | $35.2M | $420.2M |
| Mobile, AL (1 branch) | 23 of 25 | 0.2% | $24.6M | $10.59B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Atmore, AL (2 branches) | 3 of 10 | 14.3% | $159.0M | $1.11B |
| Mobile, AL (1 branch) | 23 of 25 | 0.2% | $24.6M | $10.81B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank and Trust | Atmore, AL | 36502 | $159.0M |
| Excel Branch of First National Bank and Trust | Excel, AL | 36439 | $35.2M |
| Mobile Branch | Mobile, AL | 36608 | $24.6M |
| Atmore Branch | Atmore, AL | 36502 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 2779) · FFIEC NIC profile (RSSD 670430)