The First National Bank in Amboy: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 24.9% in Q2 2026, from $3.3M to $4.2M. It was the largest change from Q1 2026 among the key lines here. The First National Bank in Amboy ranks 282nd of 323 Illinois banks on loan-to-deposit ratio, in the lower half at 50.51% (Q2 2026). The First National Bank in Amboy reported 50.51% on loan-to-deposit ratio for Q2 2026, 30.33 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $184.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.2M |
| Other borrowed money | $24.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.42% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.51% |
| Net loans and leases to deposits | 49.58% |
| Loans and leases to core deposits | 57.25% |
| Core deposits to total deposits | 88.22% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 45.43% | 93.24% | $1.3M | $8.6M |
| Q4 2023 | 48.47% | 93.33% | $779K | $12.9M |
| Q1 2024 | 45.24% | 92.53% | $2.1M | $17.9M |
| Q2 2024 | 45.00% | 92.22% | $2.1M | $18.5M |
| Q3 2024 | 48.40% | 91.26% | $1.3M | $20.5M |
| Q4 2024 | 45.64% | 86.78% | $1.1M | $600K |
| Q1 2025 | 43.56% | 88.00% | $1.2M | $1.8M |
| Q2 2025 | 50.20% | 91.82% | $1.3M | $31.9M |
| Q3 2025 | 48.19% | 87.09% | $1.5M | $19.6M |
| Q4 2025 | 51.43% | 89.25% | $3.1M | $20.4M |
| Q1 2026 | 50.55% | 88.69% | $3.3M | $26.1M |
| Q2 2026 | 50.51% | 88.22% | $4.2M | $24.1M |
The First National Bank in Amboy liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank in Amboy, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank in Amboy profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14674) · FFIEC NIC profile (RSSD 656032)