The First National Bank in Falfurrias: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k dropped 61.2% in Q2 2026, from $1.2M to $472K. It was the largest change from Q1 2026 among the key lines here. On total deposits, The First National Bank in Falfurrias is 30th from the bottom among 346 Texas banks, $71.4M (Q2 2026). The median for banks in the < $100M asset tier is $53.8M on total deposits. The First National Bank in Falfurrias sits 33% higher, at $71.4M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $71.4M |
| Domestic office deposits | $71.4M |
| Foreign office deposits | — |
| Deposits to total assets | 89.98% |
| Deposits to total liabilities | 99.87% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $36.1M |
| Savings deposits | $13.8M |
| Transaction accounts to domestic deposits | 73.06% |
| Time deposits | $7K |
| Time deposits under $100k | $2.2M |
| Time deposits $100k to $250k | $472K |
| Time deposits over $250k | $2.5M |
| Noninterest-bearing share of deposits | 50.58% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $68.9M |
| Core deposits to total deposits | 96.53% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.25% |
| Interest expense on deposits | $118K |
| Loans and leases to core deposits | 31.35% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $65.5M | 91.90% | 0.00% | 1.73% |
| Q4 2023 | $67.4M | 91.38% | 0.00% | 1.90% |
| Q1 2024 | $70.5M | 91.68% | 0.00% | 1.76% |
| Q2 2024 | $68.6M | 93.72% | 0.00% | 1.68% |
| Q3 2024 | $66.5M | 95.45% | 0.00% | 1.60% |
| Q4 2024 | $69.1M | 94.89% | 0.00% | 1.60% |
| Q1 2025 | $73.3M | 95.16% | 0.00% | 1.42% |
| Q2 2025 | $68.9M | 94.83% | 0.00% | 1.39% |
| Q3 2025 | $69.1M | 96.36% | 0.00% | 1.32% |
| Q4 2025 | $82.1M | 96.94% | 0.00% | 1.32% |
| Q1 2026 | $76.8M | 96.06% | 0.00% | 1.31% |
| Q2 2026 | $71.4M | 96.53% | 0.00% | 1.25% |
The First National Bank in Falfurrias deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank in Falfurrias, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank in Falfurrias profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14095) · FFIEC NIC profile (RSSD 442655)