The First National Bank of Bastrop: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Total equity capital rose 3.5% from Q1 2026 to Q2 2026, ending at $107.3M against $103.7M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.61% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $133.2M |
| Tier 1 capital | $133.2M |
| Total risk-based capital | — |
| Total equity capital | $107.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.09% |
| Tangible equity to tangible assets | 9.09% |
| Equity capital to average assets | 9.36% |
| Internal capital growth rate | 11.30% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.2M |
| Common stock surplus | $34.7M |
| Retained earnings | $97.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$25.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.78% | 18.78% | 19.86% | 11.39% | $611.7M |
| Q4 2023 | 19.11% | 19.11% | 20.25% | 11.45% | $597.1M |
| Q1 2024 | 19.12% | 19.12% | 20.25% | 11.37% | $604.8M |
| Q2 2024 | 19.42% | 19.42% | 20.53% | 11.73% | $603.1M |
| Q3 2024 | 19.55% | 19.55% | 20.68% | 11.80% | $607.4M |
| Q4 2024 | 19.32% | 19.32% | 20.46% | 11.49% | $611.7M |
| Q1 2025 | 19.45% | 19.45% | 20.57% | 11.46% | $621.7M |
| Q2 2025 | 18.52% | 18.52% | 19.60% | 11.67% | $664.6M |
| Q3 2025 | 18.60% | 18.60% | 19.70% | 11.96% | $687.3M |
| Q4 2025 | 18.31% | 18.31% | 19.42% | 11.80% | $693.3M |
| Q1 2026 | 18.06% | 18.06% | 19.15% | 11.55% | $721.3M |
| Q2 2026 | — | — | — | 11.61% | — |
The First National Bank of Bastrop regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Bastrop, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Bastrop profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3091) · FFIEC NIC profile (RSSD 18050)