The First National Bank of Hutchinson: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 98.4% in Q2 2026, from $30.5M to $500K. It was the largest change from Q1 2026 among the key lines here. Within Kansas, The First National Bank of Hutchinson is 57th of 182 on loan-to-deposit ratio, 85.23% as of Q2 2026, above the middle of the field. The First National Bank of Hutchinson reported 85.23% on loan-to-deposit ratio for Q2 2026, 2.97 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $93.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $271.6M |
| Fed funds sold and reverse repos | $1.9M |
| Fed funds sold and reverse repos to assets | 0.16% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $26.5M |
| Other borrowed money | $500K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.04% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.23% |
| Net loans and leases to deposits | 84.00% |
| Loans and leases to core deposits | 92.76% |
| Core deposits to total deposits | 74.91% |
| Brokered deposits to total deposits | 16.97% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.98% | 81.05% | $14.6M | $30.5M |
| Q4 2023 | 88.43% | 77.06% | $11.9M | $30.5M |
| Q1 2024 | 89.85% | 78.55% | $21.1M | $30.5M |
| Q2 2024 | 91.52% | 82.43% | $9.9M | $30.5M |
| Q3 2024 | 91.20% | 82.75% | $12.5M | $30.5M |
| Q4 2024 | 87.52% | 78.93% | $18.2M | $30.5M |
| Q1 2025 | 87.92% | 80.18% | $16.9M | $32.6M |
| Q2 2025 | 88.83% | 79.56% | $10.4M | $30.5M |
| Q3 2025 | 88.53% | 78.25% | $32.2M | $30.5M |
| Q4 2025 | 85.32% | 74.25% | $27.3M | $30.5M |
| Q1 2026 | 87.78% | 77.01% | $31.2M | $30.5M |
| Q2 2026 | 85.23% | 74.91% | $26.5M | $500K |
The First National Bank of Hutchinson liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Hutchinson, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Hutchinson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4697) · FFIEC NIC profile (RSSD 754853)