First National Bank of Nokomis: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Nokomis of Nokomis, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.46% | 1.34% | +0.12% | 61st above |
| ROAE | 14.44% | 13.31% | +1.13% | 63rd above |
| Net Interest Margin | 4.18% | 3.93% | +0.25% | 63rd above |
| Efficiency Ratio | 64.83% | 61.14% | +3.69% | 40th below |
| PPNR / Avg Assets | 1.54% | 1.68% | -0.14% | 47th below |
| Yield on Earning Assets | 4.99% | 5.67% | -0.68% | 23rd bottom |
| Cost of Funds | 0.87% | 1.88% | -1.01% | 94th top |
| Net Interest Spread | 3.76% | 3.32% | +0.44% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 5.25% | 0.94% | +4.31% | 2nd bottom |
| NPA / Total Assets | 2.74% | 0.70% | +2.04% | 4th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 23rd bottom |
| ACL / Total Loans | 1.35% | 1.28% | +0.07% | 67th above |
| ACL / NPLs (Coverage) | 25.71% | 1538.96% | -1513.25% | 3rd bottom |
| Texas Ratio | 26.59% | 7.33% | +19.26% | 4th bottom |
| Provision / NCO | 133.33% | 1395.83% | -1262.50% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.34% | 19.50% | -1.16% | 71st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.34% | 19.54% | -1.20% | 71st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.54% | 20.62% | -1.08% | 71st above |
| Leverage Ratio | 10.89% | 12.14% | -1.25% | 49th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.48% | 11.37% | -0.89% | 52nd above |
| TCE / Tangible Assets | 9.70% | 11.09% | -1.39% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.20% | 80.64% | -21.44% | 84th top |
| Core Deposit Ratio | 95.70% | 86.86% | +8.84% | 87th top |
| Wholesale Funding Ratio | 0.67% | 5.03% | -4.36% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.05% | 6.85% | -4.80% | 33rd below |
| Loan Growth (Y/Y) | -2.54% | 7.90% | -10.44% | 13th bottom |
| Deposit Growth (Y/Y) | 1.01% | 6.29% | -5.28% | 29th below |
See First National Bank of Nokomis's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Nokomis, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Nokomis profile, how to read a UBPR, or how this data updates.