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First National Bank of Orwell Locations & Branches Orwell, Vermont
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First National Bank of Orwell operates 2 branches from its headquarters in Orwell, VT, .
First National Bank of Orwell branch network
Both branches are in VERMONT, across 2 cities. Its largest office by deposits is the The First National Bank of Orwell office in Orwell, VT, with $60.3M (74.9% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank of Orwell at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.42% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $91.5M
- Tier 1 leverage ratio, Q2 2026
- 11.42%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1863
Full financial profile · Is First National Bank of Orwell safe? · First National Bank of Orwell call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Orwell, VT (1 branch) | 1 of 1 | 100.0% | $60.3M |
| State: VT (2 branches) | 22 of 24 | 0.4% | $80.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Vermont.
Share by county and metro area
First National Bank of Orwell's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Addison, VT (2 branches) | 3 of 6 | 9.8% | $80.5M | $824.1M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Orwell | Orwell, VT | 05760 | $60.3M |
| Shoreham Branch | Shoreham, VT | 05770 | $20.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6280) · FFIEC NIC profile (RSSD 177500)