First National Bank of Pasco: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to total assets, which rose 0.26 percentage points to 7.14%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.23% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $29.1M |
| Tier 1 capital | $29.1M |
| Total risk-based capital | — |
| Total equity capital | $20.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.14% |
| Tangible equity to tangible assets | 7.14% |
| Equity capital to average assets | 7.02% |
| Internal capital growth rate | 5.34% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $638K |
| Common stock surplus | $12.1M |
| Retained earnings | $16.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$9.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.66% | 4.87% | 4.87% |
| Q4 2023 | 9.21% | 5.46% | 5.46% |
| Q1 2024 | 9.13% | 5.39% | 5.39% |
| Q2 2024 | 9.80% | 5.36% | 5.36% |
| Q3 2024 | 9.36% | 5.99% | 5.99% |
| Q4 2024 | 9.26% | 5.49% | 5.49% |
| Q1 2025 | 9.18% | 5.70% | 5.70% |
| Q2 2025 | 9.15% | 5.76% | 5.76% |
| Q3 2025 | 9.28% | 6.39% | 6.39% |
| Q4 2025 | 9.63% | 6.85% | 6.85% |
| Q1 2026 | 10.04% | 6.88% | 6.88% |
| Q2 2026 | 10.23% | 7.14% | 7.14% |
First National Bank of Pasco regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Pasco, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Pasco profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26829) · FFIEC NIC profile (RSSD 82033)