First New Mexico Bank, Las Cruces: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First New Mexico Bank, Las Cruces of Las Cruces, NM against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.89% | 1.34% | +0.55% | 81st top |
| ROAE | 14.69% | 13.31% | +1.38% | 64th above |
| Net Interest Margin | 5.20% | 3.93% | +1.27% | 95th top |
| Efficiency Ratio | 54.92% | 61.14% | -6.22% | 69th above |
| PPNR / Avg Assets | 2.24% | 1.68% | +0.56% | 81st top |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 1.08% | 1.88% | -0.80% | 88th top |
| Net Interest Spread | 4.29% | 3.32% | +0.97% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.31% | 0.94% | +1.37% | 11th bottom |
| NPA / Total Assets | 1.34% | 0.70% | +0.64% | 14th bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 81st top |
| ACL / Total Loans | 1.94% | 1.28% | +0.66% | 93rd top |
| ACL / NPLs (Coverage) | 84.15% | 1538.94% | -1454.79% | 22nd bottom |
| Texas Ratio | 9.55% | 7.33% | +2.22% | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.05% | 12.14% | +0.91% | 75th top |
| Equity / Assets | 12.90% | 11.37% | +1.53% | 78th top |
| TCE / Tangible Assets | 12.90% | 11.09% | +1.81% | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.26% | 80.64% | -12.38% | 73rd above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.92% | 86.86% | +1.06% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.58% | 6.85% | -0.27% | 66th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.32% | 7.90% | -2.58% | 50th above |
| Deposit Growth (Y/Y) | 7.52% | 6.29% | +1.23% | 73rd above |
See First New Mexico Bank, Las Cruces's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First New Mexico Bank, Las Cruces, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First New Mexico Bank, Las Cruces profile, how to read a UBPR, or how this data updates.