First Progressive Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to total assets climbed 0.99 percentage points in Q2 2026, from 27.13% to 28.12%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 28.01% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $8.9M |
| Tier 1 capital | $8.9M |
| Total risk-based capital | — |
| Total equity capital | $8.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 28.12% |
| Tangible equity to tangible assets | 28.12% |
| Equity capital to average assets | 28.01% |
| Internal capital growth rate | 1.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $600K |
| Retained earnings | $7.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 25.70% | 25.51% | 25.51% |
| Q4 2023 | 25.99% | 25.94% | 25.94% |
| Q1 2024 | 25.91% | 25.72% | 25.72% |
| Q2 2024 | 26.20% | 26.31% | 26.31% |
| Q3 2024 | 26.58% | 26.65% | 26.65% |
| Q4 2024 | 26.90% | 26.85% | 26.85% |
| Q1 2025 | 26.92% | 26.96% | 26.96% |
| Q2 2025 | 27.25% | 27.23% | 27.23% |
| Q3 2025 | 27.46% | 27.80% | 27.80% |
| Q4 2025 | 27.48% | 27.44% | 27.44% |
| Q1 2026 | 27.34% | 27.13% | 27.13% |
| Q2 2026 | 28.01% | 28.12% | 28.12% |
First Progressive Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Progressive Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Progressive Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22549) · FFIEC NIC profile (RSSD 177135)