First Progressive Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 76.3% lower than in Q1 2026, at $275K. First Progressive Bank ranks 81st of 93 Alabama banks on loan-to-deposit ratio, in the lower half at 46.07% (Q2 2026). The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. First Progressive Bank sits 21.26 points lower, at 46.07% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $21.0M |
| Fed funds sold and reverse repos | $275K |
| Fed funds sold and reverse repos to assets | 0.87% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 46.07% |
| Net loans and leases to deposits | 45.04% |
| Loans and leases to core deposits | 48.87% |
| Core deposits to total deposits | 94.27% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 39.01% | 94.83% | $0 | $0 |
| Q4 2023 | 40.59% | 94.74% | $0 | $0 |
| Q1 2024 | 43.12% | 94.80% | $0 | $0 |
| Q2 2024 | 44.24% | 94.67% | $0 | $0 |
| Q3 2024 | 43.62% | 94.61% | $0 | $0 |
| Q4 2024 | 44.41% | 94.58% | $0 | $0 |
| Q1 2025 | 46.10% | 94.54% | $0 | $0 |
| Q2 2025 | 46.87% | 94.49% | $0 | $0 |
| Q3 2025 | 46.89% | 94.32% | $0 | $0 |
| Q4 2025 | 44.91% | 94.46% | $0 | $0 |
| Q1 2026 | 44.36% | 94.53% | $0 | $0 |
| Q2 2026 | 46.07% | 94.27% | $0 | $0 |
First Progressive Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Progressive Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Progressive Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22549) · FFIEC NIC profile (RSSD 177135)