First Progressive Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Progressive Bank of Brewton, AL against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.32% | 0.85% | -0.53% | 17th bottom |
| ROAE | 1.13% | 5.23% | -4.10% | 15th bottom |
| Net Interest Margin | 3.32% | 3.94% | -0.62% | 24th bottom |
| Efficiency Ratio | 78.45% | 76.13% | +2.32% | 32nd below |
| PPNR / Avg Assets | 0.63% | — | — | 23rd bottom |
| Yield on Earning Assets | 3.37% | 5.42% | -2.05% | 4th bottom |
| Cost of Funds | 0.05% | 1.69% | -1.64% | 98th top |
| Net Interest Spread | 3.24% | — | — | 46th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.82% | 1.23% | +2.59% | 8th bottom |
| NPA / Total Assets | 1.27% | — | — | 18th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 2.24% | — | — | 86th top |
| ACL / NPLs (Coverage) | 58.50% | — | — | 26th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.39% | 7.23% | -2.84% | 33rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 28.01% | 14.13% | +13.88% | 86th top |
| Equity / Assets | 28.12% | 13.07% | +15.05% | 86th top |
| TCE / Tangible Assets | 28.12% | — | — | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 46.07% | 68.58% | -22.51% | 75th top |
| Core Deposit Ratio | 94.27% | 88.79% | +5.48% | 69th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.06% | — | — | 18th bottom |
| Loan Growth (Y/Y) | -4.91% | — | — | 19th bottom |
| Deposit Growth (Y/Y) | -3.25% | — | — | 17th bottom |
See First Progressive Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Progressive Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Progressive Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Progressive Bank peer analysis.