First Security Bank - Canby: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 11.4% higher than in Q1 2026, at -$944K. Among 161 Minnesota banks, First Security Bank - Canby sits 16th from the top on CET1 ratio, 24.90% as of Q2 2026. The median for banks in the < $100M asset tier is 19.57% on CET1 ratio. First Security Bank - Canby sits 5.34 points higher, at 24.90% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 24.90% |
| Tier 1 risk-based capital ratio | 24.90% |
| Total risk-based capital ratio | 25.87% |
| Tier 1 leverage ratio | 14.06% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.8M |
| Tier 1 capital | $11.8M |
| Total risk-based capital | $12.2M |
| Total equity capital | $12.4M |
| Risk-weighted assets | $47.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.52% |
| Tangible equity to tangible assets | 12.96% |
| Equity capital to average assets | 14.50% |
| Internal capital growth rate | 15.01% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $50K |
| Common stock surplus | $5.8M |
| Retained earnings | $7.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$944K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.74% | 18.74% | 19.62% | 12.96% | $54.4M |
| Q4 2023 | 19.72% | 19.72% | 20.62% | 13.22% | $53.1M |
| Q1 2024 | 17.82% | 17.82% | 18.74% | 11.67% | $52.4M |
| Q2 2024 | 18.41% | 18.41% | 19.32% | 12.36% | $52.8M |
| Q3 2024 | 18.45% | 18.45% | 19.31% | 12.89% | $55.1M |
| Q4 2024 | 20.58% | 20.58% | 21.65% | 13.36% | $50.6M |
| Q1 2025 | 18.57% | 18.57% | 19.54% | 12.15% | $52.3M |
| Q2 2025 | 20.21% | 20.21% | 21.14% | 12.56% | $49.1M |
| Q3 2025 | 21.10% | 21.10% | 22.01% | 13.25% | $50.1M |
| Q4 2025 | 22.52% | 22.52% | 23.47% | 13.56% | $48.4M |
| Q1 2026 | 24.30% | 24.30% | 25.28% | 13.85% | $46.7M |
| Q2 2026 | 24.90% | 24.90% | 25.87% | 14.06% | $47.3M |
First Security Bank - Canby regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank - Canby, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank - Canby profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5107) · FFIEC NIC profile (RSSD 339353)