First Security Bank - Canby: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 15.79 percentage points lower than in Q1 2026, at 2305.26%. First Security Bank - Canby ranks 26th of 221 Minnesota banks on return on assets, in the upper half at 2.08% (Q2 2026). First Security Bank - Canby's return on assets of 2.08% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 1.09 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 24.90% |
| Tier 1 risk-based capital ratio | 24.90% |
| Total risk-based capital ratio | 25.87% |
| Tier 1 leverage ratio | 14.06% |
| Equity capital to assets | 14.52% |
| Tangible equity to tangible assets | 12.96% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.05% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.28% |
| Allowance for credit losses to loans | 1.15% |
| Reserve coverage of non-performing loans | 2305.26% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.08% |
| Return on equity | 14.66% |
| Net interest margin | 4.09% |
| Efficiency ratio | 48.76% |
| Yield on earning assets | 4.71% |
| Cost of funds | 0.72% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.42% |
| Core deposits to total deposits | 95.94% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.15% |
| Securities to assets | 33.74% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.74% | 18.74% | 19.62% | 12.96% | 1.56% |
| Q4 2023 | 19.72% | 19.72% | 20.62% | 13.22% | 1.37% |
| Q1 2024 | 17.82% | 17.82% | 18.74% | 11.67% | 1.84% |
| Q2 2024 | 18.41% | 18.41% | 19.32% | 12.36% | 1.92% |
| Q3 2024 | 18.45% | 18.45% | 19.31% | 12.89% | 2.17% |
| Q4 2024 | 20.58% | 20.58% | 21.65% | 13.36% | 1.30% |
| Q1 2025 | 18.57% | 18.57% | 19.54% | 12.15% | 1.47% |
| Q2 2025 | 20.21% | 20.21% | 21.14% | 12.56% | 1.07% |
| Q3 2025 | 21.10% | 21.10% | 22.01% | 13.25% | 3.17% |
| Q4 2025 | 22.52% | 22.52% | 23.47% | 13.56% | 1.59% |
| Q1 2026 | 24.30% | 24.30% | 25.28% | 13.85% | 2.10% |
| Q2 2026 | 24.90% | 24.90% | 25.87% | 14.06% | 2.08% |
First Security Bank - Canby vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank - Canby, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank - Canby profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5107) · FFIEC NIC profile (RSSD 339353)